good service, lowest premiums you will find on the net in smaller quantities.
You can pick up "generic" silver rounds for just .89 cents http://www.goldmart.com/bullion-1/si...er-rounds.html
over the spot price. You can try your local LCS aka local coin shop but they'll probably want 2.00 over spot.
but you got to buy big
great site to follow pricing...
another good site for pricing and longer term charts for perspective. Click on the various metal prices then click on the 1 yr, 5yr and 10 yr charts. You'll soon realize what is going on.
You can compare prices with almost every major website but again you it's hard to beat goldmart.
Craigslist is another great place to buy pms below spot price but I'd get your feet wet elsewhere first.
I think some confuse being prepared with "end of the world" mentality. Being prepared to me means controlling your own financial destiny, being diversified, and making sure what you are working for holds true value. Holding dollars is a slow losing battle no matter how hard or smart you think you are working.
Anyway feel free to send me a private message anytime if you have any questions. Happy stacking.