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Old 03-13-2013, 08:46 AM   #1
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Default OT--Wasteful Spending.

I ask you all a question. What is one thing that you do repeatedly every year that is wasteful spending ?

Example


cable television

excessive clothes shopping.

If your brave put a rough estimate by the amount.

If your really brave call out your spouse on theirs.


Doing a report, thanks in advance.
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Old 03-13-2013, 08:52 AM   #2
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Old 03-13-2013, 08:53 AM   #3
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I don't pay cable any more. Roku, netflix and Hulu about $17 a month.
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Old 03-13-2013, 08:54 AM   #4
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Not too much. Maybe my motorcycle, but even that has a bit of a value when I do have to commute once a week (60mpg FTW!).

Insurance: $75/year
Tires/Maintenance: $400/year
Gas: $200/year (after offset by savings from car)

Other wasteful items :
Internet and Netflix would probably be considered wasteful. $700/year.
Eating out: Probably $2000/year (yikes!)
Starbucks: $300/year (we go on Saturdays)
Liquor: $600/year
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Old 03-13-2013, 09:04 AM   #5
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Originally Posted by Powderaddict View Post
Not too much. Maybe my motorcycle, but even that has a bit of a value when I do have to commute once a week (60mpg FTW!).

Insurance: $75/year
Tires/Maintenance: $400/year
Gas: $200/year (after offset by savings from car)

Other wasteful items :
Internet and Netflix would probably be considered wasteful. $700/year.
Eating out: Probably $2000/year (yikes!)
Starbucks: $300/year (we go on Saturdays)
Liquor: $600/year
Insurance, tires and gas are necessities.

Thanks this really is going to help.
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Old 03-13-2013, 09:14 AM   #6
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Insurance, tires and gas are necessities.

Thanks this really is going to help.
Not on a motorcycle whose sole purpose is to provide me joy.
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Old 03-13-2013, 08:55 AM   #7
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The only thing in the past year (going back to 2012) I would classify as wasteful spending is $90 a month for a smartphone and plan through Sprint. I got rid of that in August and went to one of the simple phones where you just re-up on minutes. I'm going to get an unlocked GSM/GMA phone from Amazon and go on their $45 a month plan -- you can even get an iPhone 5 on it, but it costs like $600 bucks -- which is way too much for a phone.

Eating out once or twice a week was also wasteful -- would spend $50 a week going out to eat when that is good groceries for me for two weeks as a single guy.

Other than that, not much. I spend little, save a lot.
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Old 03-13-2013, 08:59 AM   #8
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Vacations.

I spend between 10 and 20k a year on vacations. Pretty ridiculous considering I still drive a 99 honda accord.
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Old 03-13-2013, 09:04 AM   #9
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Vacations.

I spend between 10 and 20k a year on vacations. Pretty ridiculous considering I still drive a 99 honda accord.
If I've learned one thing in life, a vacation is never wasteful. Its like the one thing that keeps me going. Sounds like I want your life!

I'll go with cable tv. It's this crutch I can't seem to get rid of because I'm a very passive TV watcher and still like to have it on in the background. I'm sure if I got rid of it, I'd quickly adapt, but can't seem to pull the trigger on that.

Before that it was going out to eat. I never used to cook for myself, and never REALLY realized how much of a drain that was. I'm saving thousands a year now just cooking for myself, with the occasional night out.
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Old 03-13-2013, 10:15 AM   #10
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Vacations.

I spend between 10 and 20k a year on vacations. Pretty ridiculous considering I still drive a 99 honda accord.
Worth every penny to me. Travel and vacations are worth it.
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Old 03-13-2013, 10:17 AM   #11
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So are we all in agreement cell phones and internet are not wasteful ?
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Old 03-13-2013, 10:20 AM   #12
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So are we all in agreement cell phones and internet are not wasteful ?
For me it's not, it's a necessity.
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Old 03-13-2013, 10:25 AM   #13
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So are we all in agreement cell phones and internet are not wasteful ?
I think smart phone service is a huge scam. They lose money on the phones so they screw you on the service and lock you into a contract. "You have unlimited internet access, but only 200 text messages, all for $85.00 a month. However, if you want unlimited text messages it's now $150.00 a month. It's either 200 or unlimited, sorry." (just a made up example).

Really?

"You can have this smart phone at 'no cost' but you need to sign a 5 year contract and pay us $100.00 a month for phone and interwebz service." (another made up example).

Really?
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Old 03-13-2013, 10:30 AM   #14
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I think smart phone service is a huge scam. They lose money on the phones so they screw you on the service and lock you into a contract. "You have unlimited internet access, but only 400 text messages, all for $85.00 a month. However, if you want unlimited text messages it's now $150.00 a month." (just a made up example).

Really?

"You can have this smart phone at 'no cost' but you need to sign a 5 year contract and pay us $100.00 a month for phone and interwebz service." (another made up example).

Really?
I have a corp plan and the key is to buy unlock phones. You can always threaten to leave and they will offer freebies. For example, I received 6 months unlimited text messaging for free. If you are on contract they have you by the balls and offer no discounts.
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Old 03-13-2013, 10:56 AM   #15
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Quote:
Originally Posted by Tombstone RJ View Post
I think smart phone service is a huge scam. They lose money on the phones so they screw you on the service and lock you into a contract. "You have unlimited internet access, but only 200 text messages, all for $85.00 a month. However, if you want unlimited text messages it's now $150.00 a month. It's either 200 or unlimited, sorry." (just a made up example).

Really?

"You can have this smart phone at 'no cost' but you need to sign a 5 year contract and pay us $100.00 a month for phone and interwebz service." (another made up example).

Really?
I love Virgin Mobile. $35 a month and I essentially get unlimited everything and a phone that does more than I could ever need.
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Old 03-13-2013, 10:49 AM   #16
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So are we all in agreement cell phones and internet are not wasteful ?
I would say both are close to necessities in this day and age.
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Old 03-13-2013, 10:59 AM   #17
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So are we all in agreement cell phones and internet are not wasteful ?
For people paying 75-100+ bucks a month individually for a smartphone it is a waste when better deals can be had. I can't imagine what a family of 4 or 5 with all their kids on the same plan, data charges, etc. ends up to being. Probably too much.
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Old 03-13-2013, 09:00 AM   #18
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Hookers and blow
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Old 03-13-2013, 09:06 AM   #19
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Hookers and blow
Gonna need cost on this one.

Yolanda 1K a year

Escort 50K a year

Which one is it ?? Don't lie
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Old 03-13-2013, 09:13 AM   #20
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I guess I should list mine to be fair.

Car and truck projects 5 to 15 k a year

cable tv 1200.00 a year

boat 3k a year

hunting/fishing 2k a year.

eating out 3600 a year.

bar trips 600.00 a year
------------------------------------------------
25,000 Ouch.

Now to be fair I added 15K a year for my car toys when on most years its probably closer to 5 K. Still ouch.
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Old 03-13-2013, 09:07 AM   #21
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Food for my 3 kids.


They don't eat 3/4 of it anyways.
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Old 03-13-2013, 09:07 AM   #22
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Yolanda -- 25k a year.
Escorts -- Free.
Licking the escorts boogers and eating them the night after -- PRICELESS.
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Old 03-13-2013, 09:14 AM   #23
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Yolanda -- 25k a year.
Escorts -- Free.
Licking the escorts boogers and eating them the night after -- PRICELESS.
Sit down what ever you are smoking down and walk away slowly.
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Old 03-13-2013, 09:15 AM   #24
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Sit down what ever you are smoking down and walk away slowly.
Bath salts. I will eat your face.
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Old 03-13-2013, 09:21 AM   #25
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This is over now, but I have a bad habit of paying early termination fees on cell phone contracts. I replace my phone about once a year. Ends up "costing" me about $250/yr or so.

T-mobile finally has a off-contract plan that is awesome.
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