View Single Post
Old 10-14-2013, 01:40 PM   #631
Breaker
Bleeding Orange and Blue
 

Join Date: Oct 2007
Location: Denver
Posts: 1,085
Default

Quote:
Originally Posted by Blart View Post
Yes, US healthcare is unquestionably top-notch, but what happens when your insurance denies you that top-notch care?

Don't feel so comfy because you have "great health insurance". Someone's job at that insurance company is to deny you care, and they're some of the best detectives in the country. If your claim for treatment is denied by Aetna/BlueCross/Company X and you die, the adjustor who denied you is getting a bonus. Profiting from death? That's capitalism.

In 2007, CIGNA refused to pay for the liver transplant 17-year-old Nataline Sarkisyan desperately needed to survive because it was "too experimental." She ended up dying from lack of treatment.
Nataline Sarkisyan was a patient at the UCLA Medical Center, a NON-PROFIT hospital that is the second highest earning hospital in the Los Angles Area at nearly $3,451,676,928 according to the following link

http://www.ahd.com/free_profile/0502...es/California/

Yet despite this, the UCLA Medical Center only provides 1.29% of their total revenue to charity care annually,(http://www.afscme3299.org/documents/..._LowRes.pdfall) located on page 3).

for being a non profit, they receive a 2.1 billion dollar tax break so that they can perform charity care. If you want to lay blame for this woman death, blame the NON PROFIT HOSPITAL THAT REFUSED CHARITY CARE TO SOMEONE WHO NEEDED IT. They receive billion dollar tax breaks for JUST THIS SITUATION so instead of blaming an insurance company blame the non-profit hospitals for robbing the tax payers blind.

A 12-year-old boy who was born with only one arm, had been denied coverage for his prosthesis on the grounds that he had reached his "lifetime maximum benefit for prosthetic devices." The insurer, Blue Cross Blue Shield of Michigan[/QUOTE]

More information although I will say that losing an arm or being born without one is not a condition that will kill you, certainly sad and difficult, yet thousands of Americans live fully productive lives with one arm.

Otto Raddatz, a lymphoma patient, lost his health care coverage while still undergoing chemotherapy. Fortis Insurance said it terminated his policy because he didn't disclose a note that a doctor once wrote in his file -- that he didn't know about -- indicating he had a small aneurysm and gallstones. [/QUOTE]

In fact, the man, Otto S. Raddatz, didn't die because the insurance company rescinded his coverage once he became ill, an act known as recission. The efforts of his sister and the office of Illinois Attorney General Lisa Madigan got Mr. Raddatz's policy reinstated within three weeks of his April 2005 rescission and secured a life-extending stem-cell transplant for him. Mr. Raddatz died this year, nearly four years after the insurance showdown

http://online.wsj.com/news/articles/...14896131518267

Blue Cross agreed to insure Wittney Horton and accepted her premium payments -- until she got sick. After Horton sought treatment, Blue Cross opened an investigation into her medical records and found a note from one of her doctors suggesting that she might have polycystic ovaries. Based on the note, which Horton never knew about, Blue Cross rescinded her medical coverage.[/QUOTE]

Terrible story, however you dont identify what she got sick from. If it was the polycystic ovary, a condition that if diagnosed has a very high success recovery rate, the the doctor should have been sued for malpractice. The insurer has every right to rescind coverage if a pre-exsting condition is not fully disclosed. If she didnt know then 1) it is her doctors fault, 2) HER OWN DAMN FAULT FOR NOT KNOWING ABOUT HER OWN HEALTH.

Ian Pearl, who was diagnosed with muscular dystrophy soon after birth, survives with the help of medical technology, including the ventilator he needs to breathe. Late last year, however, his insurer, Guardian, scaled back his coverage even though the limited care is, according to his family, likely to kill him.

Shortly before Robin Beaton was scheduled to undergo a double mastectomy in 2008, her insurance company revoked her policy. Beaton, a breast cancer patient, never disclosed that she'd previously seen a dermatologist for acne, a condition her insurer, Blue Cross, said qualified as a pre-existing condition. "The sad thing is, Blue Cross gladly took my high premiums, and the first time I filed a claim and was suspected of having cancer, they searched high and low for a reason to cancel me," Beaton told a House committee.

Beaton turned to Texas Rep. Joe Barton for help. Barton said his staff went to work, but the insurance company, he said, was "unyielding." Barton appealed to the company's president, who promised to investigate personally. The president called Barton back within four hours and said the coverage would be reinstated and she got the surgery. Despicable that they would do this, however this $30,000 procedure could have been covered once again by a non-profit hospital who get billions in tax write offs.

I hate people that post idiotic, cut and paste bs from the internet just like you did BLART. You deliberately search out headlines that support your predetermined moral stance and deliberately lie and obfuscate the truth to fit your argument. You, just like every other liberal want to villify the private sector for corporate greed and profits, yet are perfectly content to allow non-profit hospitals and other institutions who abuse their tax exempt status to continue operating as if nothing is wrong. If liberals spent one tenth the amount of time being intellectually honest and equal in their criticisms of the non-profit healthcare world, which is designed to care for the indigent and poor, I would have some respect for your other arguments in relation to the for profit healthcare world.

FYI the head of the UCLA Medical Center, David Feinberg earns 1.42 million dollars a year. Maybe if they didn't pay him so much, that woman would be alive for $45,000 operation, but I forgot .....non-profits are so saintly.

http://www.beckershospitalreview.com...y-in-2012.html
Breaker is offline   Reply With Quote