Originally Posted by BBII
You just nutshelled the problem. The Consumer can no longer buy the coverage he needs but instead only that which is politically ordained.
Which will only serve to amplify everything that's wrong with health care.
The system doesn't work without standards. Without standard plans insurance companies will just offer "compliance plans" that cost almost nothing but also cover almost nothing.
And people often think they don't need coverage that they do. Lots of young people out there who think they're invincible and don't need this coverage or that coverage. What coverage people "need" is a subject of public debate and should be decided by the public because the public pays for whatever costs are passed on by hospitals who treat the uninsured or underinsured.