Originally Posted by Garcia Bronco
Check the Colorado Health Exchange and the same health insurance I have to today will cost me twice as much a month in premium (out of pocket, my company subsidizes a piece of this) and twice the amount in deductable. Wow.
Now for 300 bucks a month I don't even get insurancecoverage until I spend the 6000.00 deductable per year.
Great idea thus far everyone. Good job. I am really feeling the savings right now.
Deductibles are high because under ACA most preventative and routine care (everything from checkups to a colonoscopy, etc.) is not subject to deductibles. Thus, the only reason you would need to spend $6,000 to "get coverage" is if you actually got sick or injured.
And, if you don't like the plans in the exchange, just keep your existing plan from your employer.