View Single Post
Old 10-01-2013, 06:51 PM   #346
Fedaykin
Ring of Famer
 

Join Date: Nov 2006
Posts: 4,878

Adopt-a-Bronco:
None
Default

Quote:
Originally Posted by Garcia Bronco View Post
Check the Colorado Health Exchange and the same health insurance I have to today will cost me twice as much a month in premium (out of pocket, my company subsidizes a piece of this) and twice the amount in deductable. Wow.

Now for 300 bucks a month I don't even get insurancecoverage until I spend the 6000.00 deductable per year.

Great idea thus far everyone. Good job. I am really feeling the savings right now.
Deductibles are high because under ACA most preventative and routine care (everything from checkups to a colonoscopy, etc.) is not subject to deductibles. Thus, the only reason you would need to spend $6,000 to "get coverage" is if you actually got sick or injured.

And, if you don't like the plans in the exchange, just keep your existing plan from your employer.
Fedaykin is offline   Reply With Quote