Originally Posted by B-Large
If most people had a $2,500 deductible to pay before insurance kicked in, they woud ask WAY more questions about recommended services, treatment plans and alternatives.
And then a cheaply and successfully treatable condition becomes enormously expensive and much harder to treat.
An outpatient colonoscopy and polyp removal for a few thousand turns into emergency colon resection/colostomy surgery, 2 weeks hospital stay, 8 months of chemotherapy, rehabilitation, and of course reversing the colostomy.
It's why insurance companies often waive preventative care deductables, etc. It makes them more money in the long run.