We'll be playing this game over and over again until we decide, like wiser industrialized nations before us, that healthcare must be nationalized into a single payer system, which is the best of all the bad options available. You won't invent the perfect system. Why? Because people die no matter what you do.
Obamacare is a band-aid. The continual rise in costs will eventually bankrupt the health care system in the U.S., and maybe the U.S. itself if we let it. Pay me now. Pay me later. Das macht nichts.