Originally Posted by Rohirrim
I question the competing ideologies.
If you have some young market operator who says, "I plan on making millions and retiring by the time I'm in my thirties" that's cool.
If a policeman says, "I'm going to put in my twenty and then retire" that's not cool.
The odds of that market operator actually succeeding are incredibly slim, and even then, completely self-funded. The odds of a public employee making 20 years is more likely than not. And then the pension system he banks on was never intended to pay for 30 years of health care on a guy who's retired far longer than he worked.