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Old 03-24-2013, 03:16 PM   #7
Atwater His Ass
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You are almost always better off buying your phone outright and avoiding the overpriced contract from any of the major carriers.

Most areas have smaller companies that use the same network's as the major carriers, but offer much better deals on monthly plans.

The allure for people is seeing that brand new top of the line smartphone for $99 with a 2 year contract commitment. But when you run the numbers on just buying the phone outright yourself and finding a better monthly plan, you usually come out ahead a few hundred in the first year, and then it's all gravy from there in year 2.
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