Originally Posted by DenverBrit
Think about what you're saying.
Almost any car taken will have registration and insurance, which means liability is covered, and the victims, or family, have recourse.
Mostly bull****. If someone legitimately jacks your car your insurance isn't covering any liability whatsoever. They'll buy you a new car if you've got full covg. But they're not paying for any collateral damage to anyone else. When it comes to liability they mostly insure drivers not cars.