Sorry to be cruel but it is clear by now that Obama and his pals don't know Thing One about restoring credit and putting the country back to work. All they know is how to demonize people who make a profit. Who wants to put their capital at risk in that environment?
But go ahead with your silly fantasies that this is somehow all Bush's fault. Maybe it will make your bed at the homeless shelter more comfy blaming some bogeyman rather than understanding that your leader is choking the economy. A full year in and you guys still refuse to see it. How sad for you.