Originally Posted by TailgateNut
BS. My house was burglarized in january. In fact the day after the Pitt Game.
The buglar broke down the front door (had to replace the door, jamb, hardware and wall repairs), stole some electronics and about $500 in cash. When I called in a claim to my company I question the "myth" that my rates would increase if I filed a claim, my agent told me she had to check with the underwriters. She called back later that afternoon and informed me that my rates in fact would increase by 20% the first year and then drop to a 10% increase for the following two years.
Yes, Insurance companies are SCUM!
If you file a theft claim, your rates will most definately go up. Whoever told you otherwise is just wrong.
If you have a claim, you are a higher risk in their eyes and you will pay more because of it.