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baja
04-14-2011, 09:37 AM
COST OF LIVING IN LOS CABOS, BAJA, MEXICO;

Gas in Baja = $2.70 a gal.

Bakery bread in Cabo = $2.00

Local farm eggs = $3.00 a doz.

Local organic produce = 1 huge bag (about 30 lbs. of mixed veggies) = $12.00

T bone stake (thick and juicy) = $4.00

Organic coffee = $6.00 a lbs.

UTILITIES

Electric = about $100 a month (yearly average / includes hot tub and air conditioning)

Water = $4.00 a month (that's right four dollars)

Propane = $8.00 a month (hot water, cooking and dyer)

Phone = $60 a month including 2 meg DSL)

TAXES

House four bedrooms (2,600 sq. ft.) huge yard / ocean view / great neighborhood (current house value about $250,000) = $80 dollars a year, , that's right eighty dollars a year if paid before Feb. 15th.

Ranch (70 acres) + $50.00 a year, yes that's fifty dollars a year for a seventy acre ranch.


I have no bills to speak of and I can live very comfortably on $1,200 a month.

What does the same standard of living cost in your area?

chickennob2
04-14-2011, 09:55 AM
Hey baja, any suggestions on real estate down there? 1,200 a month sounds fantastic. ****, I could do make that by doing sleep studies for a month every year.

Heck yeah, throwing away a college education!

baja
04-14-2011, 10:00 AM
I just looked a great one bedroom condo for $65,000

Home prices are dropping like a rock here. I just sold a house valued a 2.6 mil. two years ago for 1.2 mil.

baja
04-14-2011, 10:01 AM
Come on you lazy basstards list the costs in your area............

baja
04-14-2011, 10:02 AM
Hey baja, any suggestions on real estate down there? 1,200 a month sounds fantastic. ****, I could do make that by doing sleep studies for a month every year.

Heck yeah, throwing away a college education!

What's this sleep study thing about?

TailgateNut
04-14-2011, 10:02 AM
COST OF LIVING IN LOS CABOS, BAJA, MEXICO;

Gas in Baja = $2.70 a gal. 3.75

Bakery bread in Cabo = $2.00 3.50

Local farm eggs = $3.00 a doz. store eggs 1.75+

Local organic produce = 1 huge bag (about 30 lbs. of mixed veggies) = $12.00
50+- T bone stake (thick and juicy) = $4.00

Organic coffee = $6.00 a lbs. 8-10p #
UTILITIES

Electric = about $100 a month (yearly average / includes hot tub and air conditioning) avg 175 p mo gas and elec

Water = $4.00 a month (that's right four dollars) 45=- avg

Propane = $8.00 a month (hot water, cooking and dyer)

Phone = $60 a month including 2 meg DSL) home phone and dsl 85+-
TAXES

House four bedrooms (2,600 sq. ft.) huge yard / ocean view / great neighborhood (current house value about $250,000) = $80 dollars a year, , that's right eighty dollars a year if paid before Feb. 15th. taxes= 1800 p yr. unincorporated county

Ranch (70 acres) + $50.00 a year, yes that's fifty dollars a year for a seventy acre ranch.


I have no bills to speak of and I can live very comfortably on $1,200 a month.

What does the same standard of living cost in your area?


See bolded above

add insurance-medical/dental/vision, vehicles (5), home, life "YIKES"
add cable, cell phone pkgs, $300 p month
add Bronco tix, parking, tailgating "YIKES"
add daugther. "YIKES":yayaya:
add pets "mini-yikes" (my lab eats as much as a horse, the rottie-dobie not as much)

++++++++

I can't live AT ALL on $1200 a month!

baja
04-14-2011, 10:05 AM
My cell phone is over $100 a month with data plan - Ⅎuck Carlos Slim.

baja
04-14-2011, 10:07 AM
Car Ins. on 3 vehicles = $350 (liability only)

Dog food for 2 30 lbs dogs about $25 a month

edit to $350 a year.

TailgateNut
04-14-2011, 10:12 AM
Car Ins. on 3 vehicles = $3500 (liability only)

Dog food for 2 30 lbs dogs about $25 a month


Holy sheep****! Who did you run over?....How many DUI's?

Jeebus!

jhns
04-14-2011, 10:14 AM
I don't know the exact cost of everything you listed but I spend about 2-2.5k a month. That includes all entertainment. It doesn't include random big purchases like TVs and furniture.

baja
04-14-2011, 10:14 AM
Opps one zero too many. It should be $350

Dr. Broncenstein
04-14-2011, 10:21 AM
Building a 6500 square foot house on 67 acres of forrest / pasture. Land is paid off at 2200 per acre. House is going to be about 120 / ft. Putting in geothermal system so I don't know what the bills will be like except substantially less. Plus, there is a 30% tax credit on the install costs and a 12K credit from the utility company. Gas and food is probably as cheap as it gets in the US.

bronclvr
04-14-2011, 10:23 AM
My cell phone is over $100 a month with data plan - Ⅎuck Carlos Slim.

Absolutely not, I own Telmex and Am Movil stock! (By the way, use that Cellphone more!)

baja
04-14-2011, 10:24 AM
Building a 6500 square foot house on 67 acres of forrest / pasture. Land is paid off at 2200 per acre. House is going to be about 120 / ft. Putting in geothermal system so I don't know what the bills will be like except substantially less. Plus, there is a 30% tax credit on the install costs and a 12K credit from the utility company. Gas and food is probably as cheap as it gets in the US.

6500 sq ft. :spit: Damn Doc that's a lot of gall bladders.

Beantown Bronco
04-14-2011, 10:28 AM
6500 sq ft. :spit: Damn Doc that's a lot of gall bladders.

Nah, it's his side business: "off the books" vasectomies.

baja
04-14-2011, 10:28 AM
Absolutely not, I own Telmex and Am Movil stock! (By the way, use that Cellphone more!)

We have the second highest cell phone rates in the world. I can afford it but millions can not and for many that is their only phone.

BTY a heads up the is a nation wide grass roots movement to invite competition and when that happens I predict 60% of TelCel users will switch carriers - good time to sell that stock.

Dr. Broncenstein
04-14-2011, 10:29 AM
Nah, it's his side business: "off the books" vasectomies.

Laparoscopic vasectomies.

jhns
04-14-2011, 10:31 AM
Building a 6500 square foot house on 67 acres of forrest / pasture.

Dang man. I just bought a house that is a little over 2000 square feet and I was thinking that is a little too big. I couldn't imagine over three times that.

Arkie
04-14-2011, 10:31 AM
The cost of living here is much cheaper than the national average. I don't do the shopping, but my wife has noticed higher prices at the grocery store. Gas was $2.69 the last time I filled the tank.

The CEO of Wal-Mart is now saying that U.S. inflation is “going to be very serious” and that Wal-Mart is already seeing “cost increases starting to come through at a pretty rapid rate.” He predicts that because of huge increases in raw material costs, along with soaring labor costs in China, and skyrocketing fuel costs around the world, retail prices will start increasing at Wal-Mart and all of their competitors in June, especially for clothing and food.

baja
04-14-2011, 10:31 AM
Laparoscopic vasectomies.

What happens in the case of an erection during the surgery, say from a married gay guy that is turned on by your gental hand. ;D

bronclvr
04-14-2011, 10:32 AM
good time to sell that stock.

Thank you for the heads-up-

baja
04-14-2011, 10:33 AM
The cost of living here is much cheaper than the national average. I don't do the shopping, but my wife has noticed higher prices at the grocery store. Gas was $2.69 the last time I filled the tank.

The CEO of Wal-Mart is now saying that U.S. inflation is “going to be very serious” and that Wal-Mart is already seeing “cost increases starting to come through at a pretty rapid rate.” He predicts that because of huge increases in raw material costs, along with soaring labor costs in China, and skyrocketing fuel costs around the world, retail prices will start increasing at Wal-Mart and all of their competitors in June, especially for clothing and food.

When was the last time you filled up 1991?

Dr. Broncenstein
04-14-2011, 10:33 AM
What happens in the case of an erection during the surgery, say from a married gay guy that is turned on by your gental hand. ;D

I point and laugh.

baja
04-14-2011, 10:35 AM
Thank you for the heads-up-

With smart phones we can download a Skype app or an Vonage app and cut into his profits somewhat. Trust me everyone in Mexico will switch carriers as soon as there is a viable one available.

baja
04-14-2011, 10:38 AM
This could be an interesting thread if you lazy peeps would list the costs of basic services and commodities.

baja
04-14-2011, 10:41 AM
The cost of living here is much cheaper than the national average. I don't do the shopping, but my wife has noticed higher prices at the grocery store. Gas was $2.69 the last time I filled the tank.

The CEO of Wal-Mart is now saying that U.S. inflation is “going to be very serious” and that Wal-Mart is already seeing “cost increases starting to come through at a pretty rapid rate.” He predicts that because of huge increases in raw material costs, along with soaring labor costs in China, and skyrocketing fuel costs around the world, retail prices will start increasing at Wal-Mart and all of their competitors in June, especially for clothing and food.

You are right about the coming inflation, it's going to be brutal. You didn't even factor in the declining value of the dollar, that with the realities you mentioned will make the standard of living in the USA fall by as much as half or even more.

Arkie
04-14-2011, 10:42 AM
When was the last time you filled up 1991?

LOL I meant $3.69

Tombstone RJ
04-14-2011, 10:46 AM
COST OF LIVING IN LOS CABOS, BAJA, MEXICO;

Gas in Baja = $2.70 a gal.

Bakery bread in Cabo = $2.00

Local farm eggs = $3.00 a doz.

Local organic produce = 1 huge bag (about 30 lbs. of mixed veggies) = $12.00

T bone stake (thick and juicy) = $4.00

Organic coffee = $6.00 a lbs.

UTILITIES

Electric = about $100 a month (yearly average / includes hot tub and air conditioning)

Water = $4.00 a month (that's right four dollars)

Propane = $8.00 a month (hot water, cooking and dyer)

Phone = $60 a month including 2 meg DSL)

TAXES

House four bedrooms (2,600 sq. ft.) huge yard / ocean view / great neighborhood (current house value about $250,000) = $80 dollars a year, , that's right eighty dollars a year if paid before Feb. 15th.

Ranch (70 acres) + $50.00 a year, yes that's fifty dollars a year for a seventy acre ranch.


I have no bills to speak of and I can live very comfortably on $1,200 a month.

What does the same standard of living cost in your area?

I still don't understand why all these poor people from Mexico illegally cross the US/Mexico border and come into the US if things are so great in Mexico.

Can you please esssplain this Lucy?

I don't get it.

Tombstone RJ
04-14-2011, 10:57 AM
Why don't you employ all these well educated poor people baja?

Tombstone RJ
04-14-2011, 10:58 AM
You gotta farm brosef, why don't you give a little back?

TailgateNut
04-14-2011, 11:01 AM
6500 sq ft. :spit: Damn Doc that's a lot of gall bladders.

There's a reason a visit to the doc costs Thousands!

baja
04-14-2011, 11:12 AM
You gotta farm brosef, why don't you give a little back?

I do, more than you will ever know.

Tombstone RJ
04-14-2011, 11:13 AM
I do, more than you will ever know.

Yah, the local brothel loves you. You're a real peach.

baja
04-14-2011, 11:15 AM
Yah, the local brothal loves you. Your a real peach.

I have answered your questions honestly why do you feel the need to be an a-hole?

Oh I know you don't know what the **** you are talking about so you come up with lame derogatory remarks.

2KBack
04-14-2011, 11:17 AM
Living in the DC area...listing the cost of living would just depress me

Tombstone RJ
04-14-2011, 11:20 AM
I have answered your questions honestly why do you feel the need to be an a-hole?

Why are there so many illegals fleeing Mexico and goin into the USA? Specifically, I want to know why these poor and yes, uneducated, people are willing to risk life and limb to come to America.

In another post you have assured me that the Mexican educational system is every bit as good, if not better, than the USA's. So why would anyone leave Mexico for the USA?

After all, you continuously rub it in our faces as to why you have it so great in Mexico, and we are all screwed in the USA.

baja
04-14-2011, 11:28 AM
Why are there so many illegals fleeing Mexico and goin into the USA? Specifically, I want to know why these poor and yes, uneducated, people are willing to risk life and limb to come to America.

In another post you have assured me that the Mexican educational system is every bit as good, if not better, than the USA's. So why would anyone leave Mexico for the USA?

After all, you continuously rub it in our faces as to why you have it so great in Mexico, and we are all screwed in the USA.

I told you one of the biggest reasons (cheap grain for the US destroying the market here we are still an agrarian society) and you still whine for reasons we are done here tombstone.

As for "rubbing it in your faces" I am presenting facts if they bother you that's your problem.

Pick Six
04-14-2011, 11:34 AM
This is a site to type in your city, and it will give you a brief description of the cost of living...

http://www.bestplaces.net/

As of 2010, Topeka's population is 121,251 people. Since 2000, it has had a population growth of -0.83 percent.

The median home cost in Topeka is $77,020. Home appreciation the last year has been -1.86 percent.

Compared to the rest of the country, Topeka's cost of living is 25.00% Lower than the U.S. average.

Topeka public schools spend $4,928 per student. The average school expenditure in the U.S. is $5,678. There are about 10.4 students per teacher in Topeka.

The unemployment rate in Topeka is 7.00 percent(U.S. avg. is 10.20%). Recent job growth is Positive. Topeka jobs have Increased by 1.16 percent.

jhns
04-14-2011, 11:35 AM
Why are there so many illegals fleeing Mexico and goin into the USA? Specifically, I want to know why these poor and yes, uneducated, people are willing to risk life and limb to come to America.

In another post you have assured me that the Mexican educational system is every bit as good, if not better, than the USA's. So why would anyone leave Mexico for the USA?

After all, you continuously rub it in our faces as to why you have it so great in Mexico, and we are all screwed in the USA.

That is because he is only branging about what it is like for someone that made their money here to live in Mexico. He can't brag about what it is like for the average person there.

The real facts would be comparing the average cost of living vs the average income of an area.

Tombstone RJ
04-14-2011, 11:38 AM
I told you one of the biggest reasons (cheap grain for the US destroying the market here we are still an agrarian society) and you still whine for reasons we are done here tombstone.

As for "rubbing it in your faces" I am presenting facts if they bother you that's your problem.

ROFL!

cheap grain prices! you're a peach ba-HA!

But the poor are getting a great and free k-12 education right? You have reemed my ass on another thread because I suggested that the poor don't have educational equality in Mexico. That, is obviously NOT the case.

So all these well educated poor people are leaving Mexico because they can't pull a plow, because the big bad USA is undercutting grain prices--right? RIIIIIIIIIIIIIIIIIIIGHT.

So it's the USA's fault all these well educated poor people are illegally crossing the border to come to the USA.

got it, thanks.

HAT
04-14-2011, 11:43 AM
Smokes: $6
12 pack at store: $10
16 oz tall boy of Coors Light at the bar: $3.75
Lap dances: $10-20 depending on whether or not the club is full nude

cmhargrove
04-14-2011, 11:44 AM
Well, how about job opportunities in Mexico?
http://www.nationmaster.com/graph/eco_gro_nat_inc_percap-gross-national-income-per-capita

Economy Statistics > Gross National Income (per capita) (most recent) by country
VIEW DATA: Totals Per capita Per $ GDP
Definition Source Printable version
Bar Graph Map

Showing latest available data.
Rank Countries Amount
# 1 Luxembourg: $37,499.20 per person
# 2 Switzerland: $36,987.60 per person
# 3 Japan: $35,474.10 per person
# 4 Norway: $35,053.30 per person
# 5 United States: $33,070.30 per person
# 6 Denmark: $30,191.50 per person
# 7 Iceland: $27,473.80 per person
# 8 Sweden: $25,105.50 per person
# 9 United Kingdom: $24,486.70 per person
# 10 Austria: $23,824.10 per person
# 11 Netherlands: $23,770.30 per person
# 12 Belgium: $23,639.50 per person
# 13 Finland: $23,549.70 per person
# 14 Germany: $23,534.80 per person
# 15 France: $22,751.30 per person
# 16 Ireland: $21,846.50 per person
# 17 Brunei: $20,823.10 per person
# 18 Canada: $20,789.50 per person
# 19 Singapore: $20,066.00 per person
# 20 Italy: $19,276.10 per person
# 21 Australia: $19,213.50 per person
# 22 United Arab Emirates: $19,198.30 per person
# 23 Israel: $17,046.40 per person
# 24 Kuwait: $15,992.20 per person
# 25 French Polynesia: $15,023.50 per person
# 26 Bahamas, The: $15,019.20 per person
# 27 New Caledonia: $14,793.00 per person
# 28 Spain: $14,575.70 per person
# 29 New Zealand: $12,639.40 per person
# 30 Cyprus: $12,013.60 per person
# 31 Greece: $11,342.30 per person
# 32 Puerto Rico: $10,752.20 per person
# 33 Bahrain: $10,527.10 per person
# 34 Portugal: $10,316.10 per person
# 35 Slovenia: $9,670.48 per person
# 36 Barbados: $9,373.50 per person
# 37 Malta: $9,125.77 per person
# 38 Antigua and Barbuda: $9,121.25 per person
# 39 Saint Kitts and Nevis: $7,669.53 per person
# 40 Trinidad and Tobago: $7,263.99 per person
# 41 Saudi Arabia: $6,851.39 per person
# 42 Seychelles: $6,628.55 per person
# 43 Argentina: $6,575.95 per person
# 44 Palau: $6,512.14 per person
# 45 Uruguay: $5,617.49 per person
# 46 Czech Republic: $5,303.18 per person
# 47 Mexico: $5,178.76 per person
# 48 Oman: $4,961.89 per person
# 49 Hungary: $4,912.72 per person
# 50 Lebanon: $4,596.19 per person

baja
04-14-2011, 11:46 AM
That is because he is only branging about what it is like for someone that made their money here to live in Mexico. He can't brag about what it is like for the average person there.

The real facts would be comparing the average cost of living vs the average income of an area.

You know absolutely nothing about how and where I made what money I have but that doen't stop you from making huge assumptions This board used to be a good place for reasonable and intelligent discussion, I miss those days.

This was meant to be an off season thread about cost of living in your particular area. I am not "Bragging" about anything rather simplifying stating facts and correcting false statements made about my area here by a few posters.

If anyone is "bragging" it's you about the house you just bought, finding a way to work the news into the discussions across several threads. Nothing wrong with being proud of the fact you own a mortgage on a home. In fact congrats on that even though smart money is renting right now until the housing market finds it's bottom.

I gave you a great site (www.patrick.net) explaining many of your questions and exposing your false assumptions on another thread but I bet you didn't even click on the link.

Pick Six
04-14-2011, 11:46 AM
How did this turn into a Baja-bashing thread? hmmm...

jhns
04-14-2011, 11:47 AM
This is a site to type in your city, and it will give you a brief description of the cost of living...

http://www.bestplaces.net/


That is a good reference.

As of 2010, Bellevue's population is 46,948 people. Since 2000, it has had a population growth of 5.70 percent.
The median home cost in Bellevue is $115,930. Home appreciation the last year has been 0.79 percent.
Compared to the rest of the country, Bellevue's cost of living is 16.60% Lower than the U.S. average.
Bellevue public schools spend $5,249 per student. The average school expenditure in the U.S. is $5,678. There are about 15.5 students per teacher in Bellevue.
The unemployment rate in Bellevue is 4.60 percent(U.S. avg. is 10.20%). Recent job growth is Negative. Bellevue jobs have Decreased by 3.56 percent.

Tombstone RJ
04-14-2011, 11:49 AM
How did this turn into a Baja-bashing thread? hmmm...

because sometimes ba-ha is an idiot and he doesn't even realize it.

baja
04-14-2011, 11:53 AM
because sometimes ba-ha is an idiot and he doesn't even realize it.

You just don't like my factual information so you strike out at me. You are the one posting false information not me.

Your plan; If you don't like the information shoot the messenger.

HAT
04-14-2011, 11:53 AM
This was meant to be an off season thread about cost of living in your particular area. I am not "Bragging" about anything

Sure baja, sure.



House four bedrooms (2,600 sq. ft.) huge yard / ocean view / great neighborhood (current house value about $250,000) = $80 dollars a year, , that's right eighty dollars a year if paid before Feb. 15th.

Ranch (70 acres) + $50.00 a year, yes that's fifty dollars a year for a seventy acre ranch.


I have no bills to speak of

jhns
04-14-2011, 11:55 AM
You know know absolutely nothing about how and where I made what money I had. This board used to be a good place for reasonable and intelligent discussion, I miss those days

This was meant to be an off season thread about cost of living in your particular area. I am not "Bragging" about anything rather simplifying stating facts and correcting false statements made here by a few posters.

If anyone is "bragging" it's you about the house you just bought, finding a way to work into the discussions across several threads. Nothing wrong with being proud of the fact you own a mortgage on a home. In fact congrats on that even though smart money is renting right now until the housing market finds it's bottom.

I gave you a great site (www.patrick.net) explaining many of your questions and exposing your false assumptions on another thread but I bet you didn't even click on the link.

I have seen you state multiple times that you lived and worked in the United States before. Are you now saying you worked in Mexico? I wasn't bashing you, I just posted the obvious, which the other poster seemed to miss.

Damn straight I brag about my great life all the time.

I responded to you about that joke of a site. I obviously read a lot more of it than you did. You, along with that guy, have zero understanding of math or the housing market.

Here is your expert on real estates first bio line(written by him)..."Patrick Killelea has no background in real estate at all." I found that looking for his qualifications because so much of what he said just didn't make sense.

Civil discussions would happen if you didn't act like a little woman all the time. It would also help if some of you would learn what a fact, or good source, is. It is hard to debate in a civil manner when people continually insult everyones intelligence with such garbage.

Cleo McDowell
04-14-2011, 11:55 AM
just a few. all in USD equiv

domestic products:
Korean chain large (medium to americans) pizza: 8 bucks
Korean dinner for 4: 15 bucks

imports:
pack of parliament lights: 2 dollars
large (medium to americans) pizza from dominos: 25 bucks
eat in at pizza hit for 4: 50 bucks apprx


1100 sq foot high rise apartment in decent hood: 400K - 1MM

baja
04-14-2011, 11:56 AM
ROFL!

cheap grain prices! you're a peach ba-HA!

But the poor are getting a great and free k-12 education right? You have reemed my ass on another thread because I suggested that the poor don't have educational equality in Mexico. That, is obviously NOT the case.

So all these well educated poor people are leaving Mexico because they can't pull a plow, because the big bad USA is undercutting grain prices--right? RIIIIIIIIIIIIIIIIIIIGHT.

So it's the USA's fault all these well educated poor people are illegally crossing the border to come to the USA.

got it, thanks.

The schools in my area are pretty good. That is all I ever said. It was you that took the leap to nation wide. Your bad not mine.

bombay
04-14-2011, 11:58 AM
I think it's a lot.

Tombstone RJ
04-14-2011, 11:59 AM
The schools in my area are pretty good. That is all I ever said. It was you that took the leap to nation wide. Your bad not mine.

LOL

you're a peach ba-ha.

txtebow
04-14-2011, 12:01 PM
Building a 6500 square foot house on 67 acres of forrest / pasture. Land is paid off at 2200 per acre. House is going to be about 120 / ft. Putting in geothermal system so I don't know what the bills will be like except substantially less. Plus, there is a 30% tax credit on the install costs and a 12K credit from the utility company. Gas and food is probably as cheap as it gets in the US.

Aren't you fairly young? Don't you still have a LOT of medical school debt? How did you manage to get a loan for almost $800K with that much outstanding debt? (avg med student owes $140K)

baja
04-14-2011, 12:02 PM
Yikes!Smokes: $6
12 pack at store: $10
16 oz tall boy of Coors Light at the bar: $3.75
Lap dances: $10-20 depending on whether or not the club is full nude

Six dollars for a pack of cigarettes. Yikes!Yikes!

I don't feel so bad about paying 8 dollars for a good Cuban cigar now.

baja
04-14-2011, 12:04 PM
LOL

you're a peach ba-ha.

Well I've tried to be cordial with you but I see you are not interested or lack understanding. Have a great day Tombstone. ;D

Tombstone RJ
04-14-2011, 12:08 PM
Well I've tried to be cordial with you but I see you are not interested or lack understanding. Have a great day Tombstone. ;D

You too! While you're at it, please hire some of the well-educated, yet jobless, poor folk in your town so that they don't feel a need to leave their families and come to the USA for a job, free education, healthcare and other entitlements--THAT WE PAY FOR!!



















































you jackass

baja
04-14-2011, 12:11 PM
You too! While you're at it, please hire some of the well-educated, yet jobless, poor folk in your town so that they don't feel a need to leave their families and come to the USA for a job, free education, healthcare and other entitlements--THAT WE PAY FOR!!



















































you jackass

get back to me when you are mature and educated enough to have a meaningful discussion.

Tombstone RJ
04-14-2011, 12:13 PM
ok, jackass. Oooops, guess I'm not mature enough to understand your enlightenment... jackass.

oops, my bad... jackass.

damn, there I go again!

Tombstone RJ
04-14-2011, 12:13 PM
jackass

alkemical
04-14-2011, 12:15 PM
two bedroom apt 30mi outside of capital: $550/mo

Cellphone: $130/mo (double taxed)

Gas: $300/mo (vehicle)

Elec: Spring/fall: $50/mo - Winter/Summer: $130/mo

Food: Lettuce: $3/head (@store) - $1.50 via amish

Organic Grassfed beef: (Bought at an organic outlet: $7/lb - bought from Amish: $4/lb)

Dog food: $1.25/lb

Gas: $3.80/gal (vehicle) (and climbing)

baja
04-14-2011, 12:20 PM
As gas prices rise so will the cost of everything involving transportation or commercial food production. Soon Organic locally grown food costs will be cheaper that Safeway foods

alkemical
04-14-2011, 12:23 PM
As gas prices rise so will the cost of everything involving transportation or commercial food production. Soon Organic locally grown food costs will be cheaper that Safeway foods

In some ways i'm lucky. I have a ton of Amish around me, so it helps if you know "where" to go.

alkemical
04-14-2011, 12:29 PM
the avg. cost for rent in the capital area is $600-1200/mo depending on "where".

Giant Foods (Stop n Shop for you in the NE, and Martins for you in the lower mid-atlantic) and Wegman's are the big stores out here.

MplsBronco
04-14-2011, 12:38 PM
Baja, I am sure it's different for every country, but what are the rules for being a full time resident (non-citizen) in Mexico? What about owning property?

TailgateNut
04-14-2011, 12:39 PM
As of 2010, Westminster (zip 80031)'s population is 32,697 people. Since 2000, it has had a population growth of 3.74 percent.

The median home cost in Westminster (zip 80031) is $176,080. Home appreciation the last year has been -4.82 percent.

Compared to the rest of the country, Westminster (zip 80031)'s cost of living is 2.40% Lower than the U.S. average.

Westminster (zip 80031) public schools spend $4,478 per student. The average school expenditure in the U.S. is $5,678. There are about 18.6 students per teacher in Westminster (zip 80031).

The unemployment rate in Westminster (zip 80031) is 6.20 percent(U.S. avg. is 10.20%). Recent job growth is Negative. Westminster (zip 80031) jobs have Decreased by 4.90 percent.



People Westminster, CO United States
Population 32,697 306,877,652
Pop. Density 3,742 87
Pop. Change 3.74% 9.00%
Median Age 35.8 36.8
Households 12,122 115,306,103
Household Size 2.7 2.59
Male Population 50.00% 49.34%
Female Population 50.00% 50.66%
Married Population 60.54% 57.41%
Single Population 39.46% 42.59%

--------------------------------------------------------------------------------


Health Westminster, CO United States
Air Quality (100=best) 86.8 82.8
Water Quality (100=best) 80 55
Superfund Sites (100=best) 10 71
Physicians per 100k 69.5 220.5

Economy Westminster, CO United States
Unemployment Rate 6.20% 10.20%
Recent Job Growth -4.90% -4.06%
Future Job Growth 24.00% 21.68%
Sales Taxes 8.70% 6.80%
Income Taxes 4.63% 6.25%
Income per Cap. $29,177 $26,372
Household Income $64,991 $51,660
ESTIMATED HOUSEHOLDS BY HOUSEHOLD INCOME
Income Less Than 15K 4.12% 12.48%
Income between 15K and 25K 5.33% 10.46%
Income between 25K and 35K 8.82% 10.68%
Income between 35K and 50K 16.71% 15.26%
Income between 50K and 75K 24.60% 19.62%
Income between 75K and 100K 16.02% 12.20%
Income between 100K and 150K 16.98% 11.83%
Income between 150K and 250K 5.69% 5.23%
Income between 250K and 500K 1.33% 1.54%
Income greater than 500K 0.40% 0.70%
POPULATION BY OCCUPATION
Management, Business, and Financial Operations 16.35% 13.70%
Professional and Related Occupations 21.90% 20.28%
Service 11.36% 14.73%
Sales and Office 28.46% 26.66%
Farming, Fishing, and Forestry 0.14% 0.74%
Construction, Extraction, and Maintenance 10.01% 9.51%
Production, Transportation, and Material Moving 11.77% 14.39%
Housing
--------------------------------------------------------------------------------
Housing Westminster, CO United States
Median Home Age 26 33
Median Home Cost $176,080 $183,450
Home Appreciation -4.82% -5.21%
Homes Owned 74.84% 60.14%
Housing Vacant 3.93% 10.50%
Homes Rented 21.24% 29.36%
Property Tax Rate $7.37 $11.20

Crime Westminster, CO United States
Violent Crime 3 4
Property Crime 4 4


\Climate Westminster, CO United States
Rainfall (in.) 14.3 36.5
Snowfall (in.) 43 25
Precipitation Days 73 100
Sunny Days 245 205
Avg. July High 89 86.5
Avg. Jan. Low 19.2 20.5
Comfort Index (higher=better) 59 44
UV Index 5.1 4.3
Elevation ft. 5,374 1,060

Education Westminster, CO United States
School Expend. $4,478 $5,678
Pupil/Teacher Ratio 18.6 14.9
Students per Librarian 436 803
Students per Counselor 580 513
2 yr College Grad. 7.91% 6.39%
4 yr College Grad. 21.50% 15.74%
Graduate Degrees 9.70% 8.87%
High School Grads. 89.58% 80.61%

--------------------------------------------------------------------------------
Westminster (zip 80031), CO, schools spend $4,478 per student. There are 19 pupils per teacher, 436 students per librarian, and 580 children per counselor in Westminster (zip 80031), CO schools.


--------------------------------------------------------------------------------
Costofliving Westminster, CO United States
Overall 98 100
Food 111 100
Utilities 89 100
Miscellaneous 97 100

Religion Westminster, CO United States
Percent Religious 55.35% 48.34%
Catholic 16.69% 21.76%
Protestant 0.00% 0.00%
LDS 0.96% 1.66%
Baptist 6.49% 8.38%
Episcopalian 0.00% 0.53%
Pentecostal 0.94% 1.78%
Lutheran 7.64% 2.49%
Methodist 6.87% 2.98%
Presbyterian 3.33% 1.07%
Other Christian 12.42% 5.20%
Jewish 0.00% 1.81%
Eastern 0.01% 0.05%
Islam 0.00% 0.64%

--------------------------------------------------------------------------------
Voting Westminster, CO United States
Democrat 58.220% 52.870%
Republican 39.860% 45.620%
Independent Other 1.919% 1.510%

baja
04-14-2011, 12:45 PM
Baja, I am sure it's different for every country, but what are the rules for being a full time resident (non-citizen) in Mexico? What about owning property?

It's very easy to own property in Mexico but for the foreigner the closing costs are high. It's the trade off for low property taxes. You pay a one time 2% tax based on the purchase price.

It is also very easy to get an FM 3 (resident card) good for one year and easily renewable. Mexico is making it easy for retirees to retire in Mexico. the retirement dollar is currently aggressively pursued by the Mexican government.

Chris
04-14-2011, 01:30 PM
Baja I live in New York. Want to google all this info for me?

baja
04-14-2011, 01:40 PM
no

ScottXray
04-14-2011, 01:49 PM
COST OF LIVING IN LOS CABOS, BAJA, MEXICO;

Gas in Baja = $2.70 a gal. $3.75-$4.00

Bakery bread in Cabo = $2.00 $2.50

Local farm eggs = $3.00 a doz. $2.50

Local organic produce = 1 huge bag (about 30 lbs. of mixed veggies) = $12.00
$40 but no choice of what the bag has in it

T bone stake (thick and juicy) = $4.00 ($6.50 a pound)

Organic coffee = $6.00 a lbs. About the same

UTILITIES

Electric = about $100 a month (yearly average / includes hot tub and air conditioning) Average about $120 but I'm an electric hog

Water = $4.00 a month (that's right four dollars) $36 a month but includes sewer and road fees

Propane = $8.00 a month (hot water, cooking and dyer) Natural gas...average $75 a month

Phone = $60 a month including 2 meg DSL) land line $35, cell $40 and Hi speed cable internet $50 ( 20 meg)

TAXES

House four bedrooms (2,600 sq. ft.) huge yard / ocean view / great neighborhood (current house value about $250,000) = $80 dollars a year, , that's right eighty dollars a year if paid before Feb. 15th. $5600 a year same size value at 370K, no ocean but also great neighborhood with view .


Ranch (70 acres) + $50.00 a year, yes that's fifty dollars a year for a seventy acre ranch. ??? I don't have one

I have no bills to speak of and I can live very comfortably on $1,200 a month.

I plan on retiring soon. Between health care, food and other expenses I figure I can get by on the 80000 a year I'll get Pension and SS) comfortably. Of course I have to pay off the house (60K still owed) but I have no other debt . I also have about 800K in a 401 k that I can draw on when needed. When my wife retires we'll add her 450K.What does the same standard of living cost in your area?

In my area the true cost of living is not known since the govt isn't reporting accurate costs anymore ( Portland OR USA)

baja
04-14-2011, 01:57 PM
That's a darn nice retirement Scott.

Your costs are less than I would have imagined

ScottXray
04-14-2011, 02:12 PM
That's a darn nice retirement Scott.

Your costs are less than I would have imagined

I have been working for the same company for 39 years, and I got a pension
of about 60K coming. Of course they tried to get me to switch to a different pension 3 times in the last 15 years, but I was smart enough not to fall for their calculations of how much better that would be. So I'll be retiring at about 50% of my current take home, plus they cover 65% of my medical insurance costs.
The people that switched lost those medical benefits and they also aren't getting as much (imagine that!). Add in SS (which will be maxed as that's what I've been paying into it) and I'll be Okay. I ve also maxed my 401 K contributions for the last 25 years.

There are some other costs that you didn't mention (trash collection, med/dental insurance (about 600 for my share (best plan available not cheapest)) general food costs and miscellaneous stuff (clothing , toys and entertainment, and vacation travel, Cable TV or satellite, numerous others.
But I'll be all right, and I have the cash in hand to pay off my house without touching the 401K. I'd like to sell t it move to a one level but the market is
just not right yet (buyers market) and there are too many homes for sale near me.

Dr. Broncenstein
04-14-2011, 02:22 PM
Aren't you fairly young? Don't you still have a LOT of medical school debt? How did you manage to get a loan for almost $800K with that much outstanding debt? (avg med student owes $140K)

Yes.
Sort of but the employer is paying for it.
I don't have any unsecured debt. The wife is also a physician.
We asked the bank.

Peoples Champ
04-14-2011, 02:23 PM
do u have pics of your place?

BroncoMatt
04-14-2011, 02:23 PM
cost of living in my area...simple


http://thenewshaft.files.wordpress.com/2010/10/toodamnhigh.png

HAT
04-14-2011, 02:39 PM
Zip Code Overview

As of 2010, Orange (zip 92867)'s population is 44,501 people. Since 2000, it has had a population growth of 6.98 percent.

The median home cost in Orange (zip 92867) is $461,600. Home appreciation the last year has been -3.03 percent.

Compared to the rest of the country, Orange (zip 92867)'s cost of living is 56.60% Higher than the U.S. average. :unamused:

Orange (zip 92867) public schools spend $4,749 per student. The average school expenditure in the U.S. is $5,678. There are about 22.6 students per teacher in Orange (zip 92867).

The unemployment rate in Orange (zip 92867) is 8.90 percent(U.S. avg. is 10.20%). Recent job growth is Negative. Orange (zip 92867) jobs have Decreased by 5.07 percent.

ScottXray
04-14-2011, 02:43 PM
That's a darn nice retirement Scott.

Your costs are less than I would have imagined

Yeah , I wanted my wife to consider moving out of here but that isn't possible until SHE stops working. And she wants to stay close to the kids, but now they are all moving away ( son to PHX, Daughter to Wash (first close but up to Seattle within 5 years).

I can afford to move just about anywhere If I sell the house..( an iffy thing right now) and we can make it fine on my income alone ( she won't get a pension...but has her 401K building and she'll get SS at 62-63). But even if the kids all go she wants to stay near our friends, so we'll probably stay in the Portland area.

I'm going to Palm springs next week to hook up with my brother and sisters.

I'm the baby at 62 so we want to get together before we all start dying off at least this one time. My oldest sis is 75.

anyway I'm looking forward to a little sunshine and warmth.
It has hit 62 once here this year and only 60 one other day. Plus it has rained all but 3 of the last 45 days.

zdoor
04-14-2011, 03:41 PM
COST OF LIVING IN LOS CABOS, BAJA, MEXICO;
Central California
Gas in Baja = $2.70 a gal.
$4.49/gallon
Bakery bread in Cabo = $2.00
$3.00
Local farm eggs = $3.00 a doz.
$2.00
Local organic produce = 1 huge bag (about 30 lbs. of mixed veggies) = $12.00
No idea
T bone stake (thick and juicy) = $4.00
Don't buy T-bone usually. Strip Loin is about $6.00-$7.00
Organic coffee = $6.00 a lbs.
$9.00-$10.00

UTILITIES

Electric = about $100 a month (yearly average / includes hot tub and air conditioning)
About $350.00/mos (House is Big)
Water = $4.00 a month (that's right four dollars)
$100.00/mos
Propane = $8.00 a month (hot water, cooking and dyer)
$70.00/mo
Phone = $60 a month including 2 meg DSL)
$100.00
TAXES

House four bedrooms (2,600 sq. ft.) huge yard / ocean view / great neighborhood (current house value about $250,000) = $80 dollars a year, , that's right eighty dollars a year if paid before Feb. 15th.

Ranch (70 acres) + $50.00 a year, yes that's fifty dollars a year for a seventy acre ranch.
House is 4800sq feet in nice area. Value about $1.9 Million. Pay about $12,500 a year in property taxes

I have no bills to speak of and I can live very comfortably on $1,200 a month.
$1200/mos wouldn't even come close to cutting it here...

What does the same standard of living cost in your area?

Answers above...

baja
04-14-2011, 03:45 PM
Yeah , I wanted my wife to consider moving out of here but that isn't possible until SHE stops working. And she wants to stay close to the kids, but now they are all moving away ( son to PHX, Daughter to Wash (first close but up to Seattle within 5 years).

I can afford to move just about anywhere If I sell the house..( an iffy thing right now) and we can make it fine on my income alone ( she won't get a pension...but has her 401K building and she'll get SS at 62-63). But even if the kids all go she wants to stay near our friends, so we'll probably stay in the Portland area.

I'm going to Palm springs next week to hook up with my brother and sisters.

I'm the baby at 62 so we want to get together before we all start dying off at least this one time. My oldest sis is 75.

anyway I'm looking forward to a little sunshine and warmth.
It has hit 62 once here this year and only 60 one other day. Plus it has rained all but 3 of the last 45 days.

That's great you are doing that family reunion. These are uncertain times.

I've only been to Portland one time but I caught it on a sunny day and it is a beautiful city. I was on my way to Brightenbush Hot Springs for a three day reunion with my Essene Brothers and Sisters.

Arkie
04-14-2011, 03:47 PM
Absolutely not, I own Telmex and Am Movil stock! (By the way, use that Cellphone more!)

We have the second highest cell phone rates in the world. I can afford it but millions can not and for many that is their only phone.

BTY a heads up the is a nation wide grass roots movement to invite competition and when that happens I predict 60% of TelCel users will switch carriers - good time to sell that stock.

Those stocks have the highest ratings possible based on the aggregated intelligence of 170,000 investors in the Motley Fool CAPS community.

STBumpkin
04-14-2011, 08:12 PM
COST OF LIVING IN LOS CABOS, BAJA, MEXICO;

Gas in Baja = $2.70 a gal.

Bakery bread in Cabo = $2.00

Local farm eggs = $3.00 a doz.

Local organic produce = 1 huge bag (about 30 lbs. of mixed veggies) = $12.00

T bone stake (thick and juicy) = $4.00

Organic coffee = $6.00 a lbs.

UTILITIES

Electric = about $100 a month (yearly average / includes hot tub and air conditioning)

Water = $4.00 a month (that's right four dollars)

Propane = $8.00 a month (hot water, cooking and dyer)

Phone = $60 a month including 2 meg DSL)

TAXES

House four bedrooms (2,600 sq. ft.) huge yard / ocean view / great neighborhood (current house value about $250,000) = $80 dollars a year, , that's right eighty dollars a year if paid before Feb. 15th.

Ranch (70 acres) + $50.00 a year, yes that's fifty dollars a year for a seventy acre ranch.


I have no bills to speak of and I can live very comfortably on $1,200 a month.

What does the same standard of living cost in your area?

Cost of living in Bowie, MD (near Washington D.C.)-caveat: we cook almost all of our food from scratch.

Gas: $3.72 a gallon this week
I bake my own bread at about $3-4 bucks a week
Eggs: $1.80 a dozen
equal produce: $30
Prime steak: $6-8 lb.
Organic whole bean coffee: $7 lb
Monthly Groceries (including above): $600 (we don't skimp on ingredients)
Electric, gas, water, and trash collection combined: $250 month
Cell and internet through Sprint: $90 month
$6,000k this year property taxes (first year owning home). Average will be 3-4K Home is 2K square feet with .38 acres.

Also no bills aside from Mortgages (own previous home as well) and home upkeep.

loborugger
04-14-2011, 10:23 PM
COST OF LIVING IN LOS CABOS, BAJA, MEXICO;

Gas in Baja = $2.70 a gal.

Bakery bread in Cabo = $2.00

Local farm eggs = $3.00 a doz.

Local organic produce = 1 huge bag (about 30 lbs. of mixed veggies) = $12.00

T bone stake (thick and juicy) = $4.00

Organic coffee = $6.00 a lbs.

UTILITIES

Electric = about $100 a month (yearly average / includes hot tub and air conditioning)

Water = $4.00 a month (that's right four dollars)

Propane = $8.00 a month (hot water, cooking and dyer)

Phone = $60 a month including 2 meg DSL)

TAXES

House four bedrooms (2,600 sq. ft.) huge yard / ocean view / great neighborhood (current house value about $250,000) = $80 dollars a year, , that's right eighty dollars a year if paid before Feb. 15th.

Ranch (70 acres) + $50.00 a year, yes that's fifty dollars a year for a seventy acre ranch.


I have no bills to speak of and I can live very comfortably on $1,200 a month.

What does the same standard of living cost in your area?

Ya, but you arent paying for endless wars and endless government entitlements.

Requiem
04-14-2011, 11:34 PM
As of right now, these are the main costs I have right now:


Credit Card
Student Loans
Cell Phone

These bills cost less than $400.00.

Secondary costs would include these:

Bus Pass
Groceries

My bus pass is $40.00 a month for unlimited transit in the metro area. I probably spend between $100 and 150.00 on groceries a month.

These are the bills that I'm obligated to. So, essentially I owe between 500 and 550 bucks for all those things.

Outside that, the only thing I'm missing is rent, which right now is quite low since I have an apartment with two friends. ($200.00) I'm getting a new place either May 1st or June 1st, and haven't decided yet if I'm going to live on my own or with a buddy to help save more money this year.

The going rate for a studio or 1BR apartment downtown, with utilities and amenities will go anywhere from $400 to $650 here.

So overall, my mandatory bills to live are or will be ~ 1,000 to 1,250 a month, which is incredibly small.

AZorange1
04-15-2011, 02:48 AM
Arizona: (Phoenix) Gas $3.78 gallon
T-bone steak 5.99 a pound
bread 1.50

1800 sq. ft 4 bed 2 bath house under 10 years old with tile roof
(1000's to choose from) Under 100k
cost of electricty to cool the place 8 months a year. Upwards of $300 a month if you have a pool like I do. Taxes, $1500 a year.

Now here comes my favorite--auto insurance--US average for full coverage in a non-major city for a 10 year old car. $700 annual
Phoenix-------lesser coverage $1800 annual
My kid turns 16......with drivers ed certificate and good grades.... $2800 annual

I was going to do a Baja thing 3 years ago and move to Puerto Vallarta and retire before my quad-bi-pass restricted my situation.

baja
04-15-2011, 06:41 AM
Arizona: (Phoenix) Gas $3.78 gallon
T-bone steak 5.99 a pound
bread 1.50

1800 sq. ft 4 bed 2 bath house under 10 years old with tile roof
(1000's to choose from) Under 100k
cost of electricty to cool the place 8 months a year. Upwards of $300 a month if you have a pool like I do. Taxes, $1500 a year.

Now here comes my favorite--auto insurance--US average for full coverage in a non-major city for a 10 year old car. $700 annual
Phoenix-------lesser coverage $1800 annual
My kid turns 16......with drivers ed certificate and good grades.... $2800 annual

I was going to do a Baja thing 3 years ago and move to Puerto Vallarta and retire before my quad-bi-pass restricted my situation.

Staying in Phoenix may have been a blessing. Mainland Mexico is getting quite dangerous with no end in sight. Baja Sur is fine so far but there has been the odd incident here where a Narco Trafico was found hiding here by a rival gang and murdered. So far they haven't bothered the tourists but if or when they do this place will become a ghost town.

Spider
04-15-2011, 06:48 AM
Greeley colorado
Siphoning hose =1.00 ( cheap gas )
Sledge hammer - used 40$ ( bust in deadbolts ) food very cheap ;D

AZorange1
04-15-2011, 09:32 AM
Staying in Phoenix may have been a blessing. Mainland Mexico is getting quite dangerous with no end in sight. Baja Sur is fine so far but there has been the odd incident here where a Narco Trafico was found hiding here by a rival gang and murdered. So far they haven't bothered the tourists but if or when they do this place will become a ghost town.

That would be like cutting off your nose to spite your face. The injection of American money will always keep it to the point where things will continue to function I think. (Hope for your sake) I've been to Vallarta 8 times in the last 13 years each stay 3-4 weeks and I cannot stand going to the airport to come home. It's like the most depressing moment of my life. (except for the time Mary Lou said "no") Have a lot of local friends there now and get to experience a lot of things that the typical tourist dosen't like go fish with the whole family all night until the bottom of the boat is full. Handlines only. Catch Yellowfin the size of a volkswagon bug in the mornings and come back and watch my friends gut, filet cook tuna shiskabob in the sand and watch that sun the size of Texas set every night. OK, gotta go now, I'm crying, "sniffle", sniffle".

Boobs McGee
04-15-2011, 09:57 AM
Anyone on the Mane living in NYC? I was watching a show yesterday called "selling new york" or something like that, and, no ****, a woman was excited about a 1700 sq ft apartment in Manhattan for $15000 a month. 15 G's. A MONTH. I couldn't believe that was accurate, but then I saw this video:
http://faircompanies.com/videos/view/simple-life-manhattan-a-90-square-foot-microstudio/

$700 for 90 sq feet????

I'm just curious, if anyone lives in the Big Apple, I'd be curious to see what some living costs are there

Arkie
04-15-2011, 10:44 AM
Anyone on the Mane living in NYC? I was watching a show yesterday called "selling new york" or something like that, and, no ****, a woman was excited about a 1700 sq ft apartment in Manhattan for $15000 a month. 15 G's. A MONTH. I couldn't believe that was accurate, but then I saw this video:
http://faircompanies.com/videos/view/simple-life-manhattan-a-90-square-foot-microstudio/

$700 for 90 sq feet????

I'm just curious, if anyone lives in the Big Apple, I'd be curious to see what some living costs are there

When I first moved here 6 years ago, I rented a 3 bedroom house with a basement, a detached garage with apartment space, a barn bigger than the house, and 30 acres for $500 a month.

AZorange1
04-15-2011, 12:44 PM
Greeley colorado
Siphoning hose =1.00 ( cheap gas )
Sledge hammer - used 40$ ( bust in deadbolts ) food very cheap ;D

EXCELLENT! What a concept. I believe you have relatives here in Phoenix.:wave:

Boobs McGee
04-15-2011, 12:47 PM
When I first moved here 6 years ago, I rented a 3 bedroom house with a basement, a detached garage with apartment space, a barn bigger than the house, and 30 acres for $500 a month.

Was that quite a ways out of the city?

AZorange1
04-15-2011, 12:54 PM
Anyone on the Mane living in NYC? I was watching a show yesterday called "selling new york" or something like that, and, no ****, a woman was excited about a 1700 sq ft apartment in Manhattan for $15000 a month. 15 G's. A MONTH. I couldn't believe that was accurate, but then I saw this video:
http://faircompanies.com/videos/view/simple-life-manhattan-a-90-square-foot-microstudio/

$700 for 90 sq feet????

I'm just curious, if anyone lives in the Big Apple, I'd be curious to see what some living costs are there

I have a brother-in-law (former) that lives there and has a studio apartment that is approx. 400 sq ft and he pays $1400 a month. This from a discussion with him just weeks ago.

baja
04-15-2011, 05:46 PM
That would be like cutting off your nose to spite your face. The injection of American money will always keep it to the point where things will continue to function I think. (Hope for your sake) I've been to Vallarta 8 times in the last 13 years each stay 3-4 weeks and I cannot stand going to the airport to come home. It's like the most depressing moment of my life. (except for the time Mary Lou said "no") Have a lot of local friends there now and get to experience a lot of things that the typical tourist dosen't like go fish with the whole family all night until the bottom of the boat is full. Handlines only. Catch Yellowfin the size of a volkswagon bug in the mornings and come back and watch my friends gut, filet cook tuna shiskabob in the sand and watch that sun the size of Texas set every night. OK, gotta go now, I'm crying, "sniffle", sniffle".

I hear ya. I love many things about Mexico but mainly I love the people - all heart.

The difference between Mexico and the USA is in the USA you have to prove you are a good guy before you get accepted In Mexico you are assumed to be a good guy until you show other wise.

USA comes from the head and Mexico comes from the heart.

SoCalBronco
04-15-2011, 10:45 PM
As of 2010, Arcadia (zip 91006)'s population is 32,510 people. Since 2000, it has had a population growth of 7.04 percent.

The median home cost in Arcadia (zip 91006) is $676,950. Home appreciation the last year has been 0.29 percent.

Compared to the rest of the country, Arcadia (zip 91006)'s cost of living is 97.10% Higher than the U.S. average.

Arcadia (zip 91006) public schools spend $5,034 per student. The average school expenditure in the U.S. is $5,678. There are about 24.4 students per teacher in Arcadia (zip 91006).

The unemployment rate in Arcadia (zip 91006) is 7.30 percent(U.S. avg. is 10.20%). Recent job growth is Negative. Arcadia (zip 91006) jobs have Decreased by 6.23 percent.

Rock Chalk
04-15-2011, 10:53 PM
COST OF LIVING IN LOS CABOS, BAJA, MEXICO;

Gas in Baja = $2.70 a gal.

Bakery bread in Cabo = $2.00

Local farm eggs = $3.00 a doz.

Local organic produce = 1 huge bag (about 30 lbs. of mixed veggies) = $12.00

T bone stake (thick and juicy) = $4.00

Organic coffee = $6.00 a lbs.

UTILITIES

Electric = about $100 a month (yearly average / includes hot tub and air conditioning)

Water = $4.00 a month (that's right four dollars)

Propane = $8.00 a month (hot water, cooking and dyer)

Phone = $60 a month including 2 meg DSL)

TAXES

House four bedrooms (2,600 sq. ft.) huge yard / ocean view / great neighborhood (current house value about $250,000) = $80 dollars a year, , that's right eighty dollars a year if paid before Feb. 15th.

Ranch (70 acres) + $50.00 a year, yes that's fifty dollars a year for a seventy acre ranch.


I have no bills to speak of and I can live very comfortably on $1,200 a month.

What does the same standard of living cost in your area?

Add in bullet proof vest, bullet proofing on your vehicle, bullet proofing your house, ammunition, guns to protect against drug cartels running Mexico and your costs go way up.

Oh and the fact that you live in Mexico and are a Mexican has to factor into the ****ty life.

Cost of living in Houston: Worth not living in Mexico.

baja
04-15-2011, 11:01 PM
Add in bullet proof vest, bullet proofing on your vehicle, bullet proofing your house, ammunition, guns to protect against drug cartels running Mexico and your costs go way up.

Oh and the fact that you live in Mexico and are a Mexican has to factor into the ****ty life.

Cost of living in Houston: Worth not living in Mexico.

I'm glad you like Houston. Happy Birthday Alex.

Rock Chalk
04-15-2011, 11:06 PM
I'm glad you like Houston. Happy Birthday Alex.

Are you kidding me? I ****ing hate Houston.

Houston is El Mexico Norte.

baja
04-15-2011, 11:14 PM
Are you kidding me? I ****ing hate Houston.

Houston is El Mexico Norte.

I was there for a week end several years ago and I couldn't believe how fricken hot it was. Way hotter than Baja Sur.

Actually This part of Baja is fairly free of the Narco Traficos but the rest of Mexico is down right dangerous. Even I won't go a lot of places and I never used to be concerned about that stuff.

epicSocialism4tw
04-16-2011, 06:37 AM
Hey baja, any suggestions on real estate down there? 1,200 a month sounds fantastic. ****, I could do make that by doing sleep studies for a month every year.

Heck yeah, throwing away a college education!

Owning property in Mexico is great...if you have solid connections in the government.

Otherwise you can lose your property on the whim of some bureaucrat.

baja
04-16-2011, 07:18 AM
Owning property in Mexico is great...if you have solid connections in the government.

Otherwise you can lose your property on the whim of some bureaucrat.

You have become the board's master of the outrageously false statements.

alkemical
04-16-2011, 08:37 AM
Owning property in Mexico is great...if you have solid connections in the government.

Otherwise you can lose your property on the whim of some bureaucrat.



Eminant (sp) domain exists here as well.

Tombstone RJ
04-16-2011, 09:29 AM
Eminant (sp) domain exists here as well.

There's a difference between due process and government corruption. In ED the gov has to pay fair market value for the property. Not so much in the baha paradise of mexico.

baja
04-16-2011, 09:46 AM
There's a difference between due process and government corruption. In ED the gov has to pay fair market value for the property.<b> Not so much in the baha paradise of mexico.

Ignorance is dangerous except when it is obvious.

Tombstone RJ
04-16-2011, 09:55 AM
Ignorance is dangerous except when it is obvious.

I'm sure you speak for all of Mexico, right? Or, are you just absolutely sure about Cabo?

baja
04-16-2011, 10:04 AM
I'm sure you speak for all of Mexico, right? Or, are you just absolutely sure about Cabo?

Mexico fought a revolution in 1913 to protect the rights of it poor citizens to protect their rights of land ownership and it mostly works. There are areas like Chapis that have had cases of the government trying to steal land from the Indians there but we know how that went in the USA. Mexico's corruption pales in the light of what the Europeans did to the American Indians.

jhns
04-16-2011, 10:10 AM
Mexico fought a revolution in 1913 to protect the rights of it poor citizens to protect their rights of land ownership and it mostly works. There are areas like Chapis that have had cases of the government trying to steal land from the Indians there but we know how that went in the USA. Mexico's corruption pales in the light of what the Europeans did to the American Indians.

Have you heard of the Aztecs?

chadta
04-16-2011, 10:48 AM
gas $1.35 per liter
bread 2 bucks at local bakery
eggs delivered by local farmer 2 bucks a dozen ( she has been a customer of my buddies auto garage for years so i get them from her for a good deal when shes getting work done)
veggies from the supermarket, dunno what the wife spends
steak 4 bucks a pound, i cut roast cuz its cheaper
coffee, nobody in my house drinks coffee

hydro and water ( not sure why they are on the same bill) 300 every 2 months, but ontario has regulated prices
natural gas for hot water and heat and BBQ, 80 bucks a month
phone, cable, and internet 99 bucks a month, cell phones are pay as you go and we never use them, have cost like 20 bucks since last october

taxes
2500 sqft, really small cookie cutter house, last assessment was just short of 300,000 $3000 per year

13% HST which is a sales tax on EVERY friggin penny i spend, so i tend to get alot of stuff from buffalo, its only 45 minutes away, prices tend to be cheaper, and i get a 5% break on the dollar, and another 6% less in taxes.

oh yeah, smokes over 10 bucks, but our packs have 25 in them, you can get a carton of rollies off the local native reserves for 15 bucks, a carton being 200 smokes.

beer with ontarios minimum pricing law, the lowest price a case of beer can be sold for is 26 and change

Tombstone RJ
04-16-2011, 11:20 AM
Mexico fought a revolution in 1913 to protect the rights of it poor citizens to protect their rights of land ownership and it mostly works. There are areas like Chapis that have had cases of the government trying to steal land from the Indians there but we know how that went in the USA. Mexico's corruption pales in the light of what the Europeans did to the American Indians.

nice deflection and non-answer. You are a great ambassador for Mexico.

AZorange1
04-16-2011, 02:16 PM
I hear ya. I love many things about Mexico but mainly I love the people - all heart.

The difference between Mexico and the USA is in the USA you have to prove you are a good guy before you get accepted In Mexico you are assumed to be a good guy until you show other wise.

USA comes from the head and Mexico comes from the heart.

You won't get any arguement from me. Wish I could turn the clock back Oh say, fifteen years, that'd do it.

Rock Chalk
04-16-2011, 02:23 PM
gas $1.35 per liter
bread 2 bucks at local bakery
eggs delivered by local farmer 2 bucks a dozen ( she has been a customer of my buddies auto garage for years so i get them from her for a good deal when shes getting work done)
veggies from the supermarket, dunno what the wife spends
steak 4 bucks a pound, i cut roast cuz its cheaper
coffee, nobody in my house drinks coffee

hydro and water ( not sure why they are on the same bill) 300 every 2 months, but ontario has regulated prices
natural gas for hot water and heat and BBQ, 80 bucks a month
phone, cable, and internet 99 bucks a month, cell phones are pay as you go and we never use them, have cost like 20 bucks since last october

taxes
2500 sqft, really small cookie cutter house, last assessment was just short of 300,000 $3000 per year

13% HST which is a sales tax on EVERY friggin penny i spend, so i tend to get alot of stuff from buffalo, its only 45 minutes away, prices tend to be cheaper, and i get a 5% break on the dollar, and another 6% less in taxes.

oh yeah, smokes over 10 bucks, but our packs have 25 in them, you can get a carton of rollies off the local native reserves for 15 bucks, a carton being 200 smokes.

beer with ontarios minimum pricing law, the lowest price a case of beer can be sold for is 26 and change
2500 sqft is a really small cookie cutter house? How much space do you need? My house in 2640 sqft and its plenty big enough.

Requiem
04-16-2011, 02:43 PM
Thought I'd put this here since it's a relevant. Set up a viewing for this studio in downtown for Monday. I think it may be worth it. $500 bucks that includes everything besides electricity, which they said tenants estimated @ 20$ a month highest. It's right downtown next to everything cool and cuts my commute to work in half.

They are also going to show me a 1BR unit, but it's $700 a month for only 175 sq. ft. more, which doesn't mean too much to me, because that's a small bedroom anyways. I'd rather use that $200 towards insurance and a car payment.

Think it will be a nice little pad for the next year before I move out of here and move onto the next stage of my life. It isn't boring like most apartments. Can't wait to see it.

http://www.87stflats.com/images/large/am_lr.jpg

http://www.87stflats.com/images/large/am_lr2.jpg

http://www.87stflats.com/images/large/am_ktch.jpg

chadta
04-16-2011, 05:15 PM
2500 sqft is a really small cookie cutter house? How much space do you need? My house in 2640 sqft and its plenty big enough.


not so much the house being small but the lot sure is, its only 30 feet by 90, my front lawn could be covered by a normal size area rug, and my 18 by 12 deck takes up most of the back yard.

Dr. Broncenstein
04-16-2011, 05:22 PM
I hated apartment life. I wound up renting the only house that I could afford as an undergrad. That place was so cheap and terrible it made my mother cry the first time she saw it. It was still 100x better than apartment living.

baja
04-16-2011, 06:03 PM
Have you heard of the Aztecs?

Ya those are the Indigenous people Cortez the Spaniard killed off, you know the army from SPAIN.

Here read this you won't sound so ignorant

http://floweroflifependant.com/sacredg.html.

jhns
04-16-2011, 10:52 PM
Ya those are the Indigenous people Cortez the Spaniard killed off, you know the army from SPAIN.

Here read this you won't sound so ignorant

http://floweroflifependant.com/sacredg.html.

How is that any different than the founders of this country? People that are now Mexicans, used to be Spanish....

Requiem
04-17-2011, 11:45 AM
I hated apartment life. I wound up renting the only house that I could afford as an undergrad. That place was so cheap and terrible it made my mother cry the first time she saw it. It was still 100x better than apartment living.

I've always enjoyed the studio apartments I have and this one probably would be the best I've ever gotten to enjoy if I get it/decide to rent. I think there are 25 people max in this building. I have no need to rent a house, because I don't have enough stuff and it wouldn't be worth the money.

Eventually I want to get a nice place out in the Black Hills of SD or something, but I'm basically just starting out. Great thing is prices for places out there are getting super cheap, so I'm sure I'd qualify for something decent down the road.

Don't know though.

baja
04-17-2011, 12:24 PM
I've always enjoyed the studio apartments I have and this one probably would be the best I've ever gotten to enjoy if I get it/decide to rent. I think there are 25 people max in this building. I have no need to rent a house, because I don't have enough stuff and it wouldn't be worth the money.

Eventually I want to get a nice place out in the Black Hills of SD or something, but I'm basically just starting out. Great thing is prices for places out there are getting super cheap, so I'm sure I'd qualify for something decent down the road.

Don't know though.

I like that place you're looking at looks like it could be made very comfortable. It's a nice space. Hope you get it.

Requiem
04-17-2011, 12:27 PM
I like that place you're looking at looks like it could be made very comfortable. It's a nice space. Hope you get it.

I still want to look at a few other places, but this seems like one of the best options for me. I was downtown last night and it is literally two or three blocks walk to the best restaurants, bars and shops. Thanks for the kind words. I'm hoping that these pictures they referred me to are of the same place. I like those colors. Either way, I'll be impressed I'm sure. Excited to see them tomorrow!

baja
04-17-2011, 12:34 PM
I still want to look at a few other places, but this seems like one of the best options for me. I was downtown last night and it is literally two or three blocks walk to the best restaurants, bars and shops. Thanks for the kind words. I'm hoping that these pictures they referred me to are of the same place. I like those colors. Either way, I'll be impressed I'm sure. Excited to see them tomorrow!

Ya a place that shows like that in that location for $500 won't last very long on the market I wouldn't think.

baja
04-17-2011, 12:37 PM
For what it's worth ask the realtor for 5 minutes alone in the place (even if you feel silly asking) and walk around a minute than take a seat take a couple of deep breaths and just sit with how it feels to be there. Some may laugh but where you choose to live is very important to a person. If you do that you will know if it's good place for you. JMO

Requiem
04-17-2011, 12:37 PM
That one might be 600$ cause it's a bigger studio, but with cable, internet, everything but electricity included that's a bargain. Most people pay 150-200$ more a month for places that don't do that. Especially when crappy old apartments downtown are costing more.

Requiem
04-17-2011, 12:39 PM
For what it's worth ask the realtor for 5 minutes alone in the place and walk around a minute than take a seat take a couple of deep breaths and just sit with how it feels to be there. Some may laugh but where you choose to live is very important to a person. If you do that you will know if it's good place for you. JMO

Absolutely, I was going to bring someone I'm most comfortable with there as well (best friend) and get his opinion too. I do want a few moments alone too. That's why I need a new place, I just don't feel good living where I'm at anymore.

baja
04-17-2011, 08:33 PM
Absolutely, I was going to bring someone I'm most comfortable with there as well (best friend) and get his opinion too. I do want a few moments alone too. That's why I need a new place, I just don't feel good living where I'm at anymore.

You living space is quite personal not sure your friend can help with that choice.

TailgateNut
04-17-2011, 08:43 PM
Your living space is quite personal not sure your friend can help with that choice.

Yep.

We're actually thinking of making a move in the next year or two. Don't know if it will be a drastic/ long distance or a get away from the "center of Dodge" type of move. I know I want more land between me and "the neighbors", less restrictions imposed by codes and rules, and a bit more peace and quiet.

Dr. Broncenstein
04-17-2011, 08:59 PM
Yep.

We're actually thinking of making a move in the next year or two. Don't know if it will be a drastic/ long distance or a get away from the "center of Dodge" type of move. I know I want more land between me and "the neighbors", less restrictions imposed by codes and rules, and a bit more peace and quiet.

That's what I'm talking about. I want to be able to pee off my front porch without the neighbors getting all fussy about it.

TailgateNut
04-18-2011, 02:28 AM
That's what I'm talking about. I want to be able to pee off my front porch without the neighbors getting all fussy about it.

Yep. When I lived n Va. I leased a place with 27 acres of forest of which only 2
were open area. the driveway was almost a qtr mile and the closest neighbor was across the river from me. Total solitude, and as you said, I could do as I pleased with no complaints from neighbors.
I do want a place where I can raise some smalll livestock, have a large garden plot, a workshop and my dogs can run loose.

I figure the market will soon hit bottom, and I'llprepare to pounce then.

baja
04-18-2011, 07:03 AM
Yep. When I lived n Va. I leased a place with 27 acres of forest of which only 2
were open area. the driveway was almost a qtr mile and the closest neighbor was across the river from me. Total solitude, and as you said, I could do as I pleased with no complaints from neighbors.
I do want a place where I can raise some smalll livestock, have a large garden plot, a workshop and my dogs can run loose.

I figure the market will soon hit bottom, and I'llprepare to pounce then.

The market will not hit bottom soon but you should get that place before the dollar dropps and inflation hits with a vengeance. Now it the time to buy TGN. Especially for the type of property you describe which is going to increase in demand.

Meck77
04-18-2011, 08:20 AM
Saw a tree farm south of parker.2o acres , shop, good well water, 2000 irrigated pine trees. Asking around 130k. No house. However the right guy could sustain the property with the tree farm alone.

TailgateNut
04-18-2011, 08:45 AM
Saw a tree farm south of parker.2o acres , shop, good well water, 2000 irrigated pine trees. Asking around 130k. No house. However the right guy could sustain the property with the tree farm alone.

That "good well water" wont be so good once the cities of Parker, Castle rock, Centenial and Stonegate get done sucking the Denver/Dawson/ and Arapahoe aquifers dry. Water is gonna get real PRICEY!

Meck77
04-18-2011, 09:32 AM
That "good well water" wont be so good once the cities of Parker, Castle rock, Centenial and Stonegate get done sucking the Denver/Dawson/ and Arapahoe aquifers dry. Water is gonna get real PRICEY!

This property is not attached to any of those aquifers. I said south of parker as a direction. It's wayyy South.

Anyhow what your prediction of when all these http://water.usgs.gov/ogw/aquiferbasics/ext_denver.html aquifers go dry? I remember people saying the same thing over 25 years ago. Obviously there is a lot more people and a lot more demand but I haven't followed all the front range water politics in recent years as you probably have being in the biz.

Broncoman13
04-18-2011, 09:47 AM
I thought they were digging a pretty big reservoir in Parker? That won't help?

Meck77
04-18-2011, 10:06 AM
Ok Nut. Did some quick homework. Based on a quick sampling of wells here.....http://water.state.co.us/DWRIPub/DWR%20Annual%20Reports/2010%20GW%20Levels%20Denver%20Basin.pdf

There is nothing to suggest ground water levels have changed much since the 60's. Everything I scanned seemed very consistent and didn't show any drastic changes at all. Obviously this area saw a huge increase in construction during the 90's but new well permits I'm sure have crashed with the economy.

Do you have any data to suggest all the wells in the front range will go dry soon?

Archer81
04-18-2011, 10:13 AM
That "good well water" wont be so good once the cities of Parker, Castle rock, Centenial and Stonegate get done sucking the Denver/Dawson/ and Arapahoe aquifers dry. Water is gonna get real PRICEY!


Denver and Aurora are in agreements with Pueblo and Colorado Springs for Arkansas River water...

Feed the beast.

:Broncos:

TailgateNut
04-27-2011, 08:09 AM
Ok Nut. Did some quick homework. Based on a quick sampling of wells here.....http://water.state.co.us/DWRIPub/DWR%20Annual%20Reports/2010%20GW%20Levels%20Denver%20Basin.pdf

There is nothing to suggest ground water levels have changed much since the 60's. Everything I scanned seemed very consistent and didn't show any drastic changes at all. Obviously this area saw a huge increase in construction during the 90's but new well permits I'm sure have crashed with the economy.

Do you have any data to suggest all the wells in the front range will go dry soon?


Take a peek at this article from the DP this morning:


"Where are they going to get the surface water? And where are they going to get the infrastructure to move it? You're talking millions and millions just for the water rights. That doesn't get you the pumps, pipelines, water-treatment stuff. I don't think I'm going out of business anytime soon."


The water table and well-production data kept by some utilities show well levels falling by as much as 30 feet a year and that well flows in summer slow by as much as 20 percent.

State officials say it would be prudent to drill monitoring wells to track changes in aquifers. Assistant state engineer Kevin Rein said he hears "horror stories of water levels dropping and water becoming more expensive to
pump."

The amount of water pumped is increasing by 3,102 acre-feet per year, USGS hydrologist Paschke concluded. "The rate of pumping is exceeding the rate of replenishment," she said.

Suburbs also are scrambling on their own to try to line up renewable surface water supplies



Read more: South Denver suburbs preparing to end reliance on super-deep wells - The Denver Post http://www.denverpost.com/news/ci_17936373#ixzz1KjhR9nhj
Read The Denver Post's Terms of Use of its content: http://www.denverpost.com/termsofuse


We've completed projects for many of the entities/ and projects mentioned in this article and if we can stay alive during this stagnant economy we'll be busier than a one legged cat trying to bury a turd in a few years. In one of the lastest Water/wastewater periodicals the prediction for the next decade shows demand for water related infrastructure increasing by 30% over the last decade. This does not equate/relate to population growth, but is due to overuse and management of dwindling supply.


The one project they refer to in the article has ECCV and Aurora funneling water from shallow ground wells in Weld county all the way down south to districts which will soon be hit with the invoice for overdevelopment.

TailgateNut
04-27-2011, 08:11 AM
Denver and Aurora are in agreements with Pueblo and Colorado Springs for Arkansas River water...

Feed the beast.

:Broncos:


Water gets expensive when transmission lines and booster stations have to be built to transport the quantities of water needed to "feed that beast". To many Metro homeowners don't want to come to grips with the fact that we live in the "high desert". Gotta water that sod!

alkemical
04-27-2011, 08:11 AM
I really wanted to move to CO...but maybe I should wait and investigate more of the water problems.

I'm not the biggest fan of PA "culture", but geographically - I have very good access to things (like water).

alkemical
04-27-2011, 08:12 AM
Water gets expensive when transmission lines and booster stations have to be built to transport the quantities of water needed to "feed that beast". To many Metro homeowners don't want to come to grips with the fact that we live in the "high desert". Gotta water that sod!

This is sort of my "beef" with people who live in "the sand" (AZ, NV, etc) - How do you really expect to have AC, and high water demands - when you know geographically - it's hot and dry?

TailgateNut
04-27-2011, 08:27 AM
This is sort of my "beef" with people who live in "the sand" (AZ, NV, etc) - How do you really expect to have AC, and high water demands - when you know geographically - it's hot and dry?


The area we are talking about (greedily absorbing finite supplies) seem to be the Californicated portion of the Metro area. Looking at the developments south of Denver just makes me want to barf! Some district are actually turning to re-use water for irrigation but it's not a long term solution.

The congestion in the Metro area is the biggest issue. My guess is that the Metro are demand for water will dwarf supply within the area and either agriculture will suffer or some serious watering allowances need to be implemented.

2KBack
04-27-2011, 09:08 AM
This is sort of my "beef" with people who live in "the sand" (AZ, NV, etc) - How do you really expect to have AC, and high water demands - when you know geographically - it's hot and dry?

Can't that go both ways? I mean people in warm areas can have a beef with people in Minnesota for having high energy demands for heat in the winter...when you know...it's cold.

alkemical
04-27-2011, 09:22 AM
Can't that go both ways? I mean people in warm areas can have a beef with people in Minnesota for having high energy demands for heat in the winter...when you know...it's cold.

Snow is a good insulator.

2KBack
04-27-2011, 09:35 AM
Snow is a good insulator.

indeed.

My point is, unless you are in a perfectly temperate climate, you are likely using more resources at some point during the year than somewhere else...and it probably evens out for the most part.

alkemical
04-27-2011, 09:37 AM
indeed.

My point is, unless you are in a perfectly temperate climate, you are likely using more resources at some point during the year than somewhere else...and it probably evens out for the most part.

When I look at the water demands for people that choose to live in the desert, I think it's silly to lay claim to someone else's resources.

(If you really follow my "policies" for energy - you'll know that I'm for sustainability that follows a geographical regions "supply" (what works in AZ, won't work in CT).

Archer81
04-27-2011, 09:39 AM
To many Metro homeowners don't want to come to grips with the fact that we live in the "high desert". Gotta water that sod!


Californians crack me up. They move to Colorado for the scenery or the lack of people, but then procede to turn where ever they move to in Colorado into mini-california.

And the water out here is finite. Some years are wetter than others, but it is completely ridiculous to have grass lawns on the front range. Xeroscape for the love of God.

:Broncos:

2KBack
04-27-2011, 09:51 AM
When I look at the water demands for people that choose to live in the desert, I think it's silly to lay claim to someone else's resources.

(If you really follow my "policies" for energy - you'll know that I'm for sustainability that follows a geographical regions "supply" (what works in AZ, won't work in CT).

How do you determine the ownership of resources?

alkemical
04-27-2011, 09:55 AM
How do you determine the ownership of resources?

Ownership of what, the sun and wind and tidal power?

You have to start looking at things in terms of sustainability. We aren't able to be "children" and have air conditioned casinos and palaces in the desert. You can't do it, it's not feasible.

TailgateNut
04-27-2011, 09:56 AM
How do you determine the ownership of resources?

You don't even want to figure out the complexities surrounding water rights in Colorado. Friggin Einsteins' brain would short circuit.

alkemical
04-27-2011, 10:26 AM
http://technoccult.net/archives/2011/04/26/evidence-of-a-higher-education-bubble/

Evidence of a Higher Education Bubble

http://technoccult.net/wp-content/uploads/2011/04/education-bubble.png

The Louisiana libertarian think-tank The Pelican Institute rounds-up the evidence that we’re experiencing a higher education bubble:

Concurrently, students are defaulting at an alarming rate: 25 percent of all government loans default, 30 percent of community college loans default, 40 percent of two-year college loans default, and for-profit schools have a 43 percent default rate.
Although student loans are defaulting faster than home loans at the height of the housing crisis, a 2005 decree from the Bush Administration stated that student loan debt could not be dissolved through bankruptcy proceedings. The only other scenario where this “no-escape” clause exists is debt from criminal acts and debt from fraud.

The Pelican Post: Higher Education: The Next Asset Bubble?

Via Andrew McAfee, who also points out an important question: what would a higher education bubble bust actually look like?

A bit more on the decline of value of a university degree here and Pete Thiel’s case is here.



***Embedded links @ source

2KBack
04-27-2011, 11:10 AM
Ownership of what, the sun and wind and tidal power?

You have to start looking at things in terms of sustainability. We aren't able to be "children" and have air conditioned casinos and palaces in the desert. You can't do it, it's not feasible.

I'm not very versed in this sort of thing, but I am interested. You are stating that we cannot sustain our current level of water consumption?

alkemical
04-27-2011, 11:20 AM
I'm not very versed in this sort of thing, but I am interested. You are stating that we cannot sustain our current level of water consumption?

Well, that's something I am looking into with possibly moving back to CO. I started hearing about the water ownership rights, and people "downhill" of you have a claim to water on your property. So you wouldn't be able to store/collect/irrigate (if i'm correct) - without the proper clearance (if at all).

I don't think people in AZ and NV should get CO's water (or as much as they want to claim).

TailgateNut
04-27-2011, 11:23 AM
Well, that's something I am looking into with possibly moving back to CO. I started hearing about the water ownership rights, and people "downhill" of you have a claim to water on your property. So you wouldn't be able to store/collect/irrigate (if i'm correct) - without the proper clearance (if at all).

I don't think people in AZ and NV should get CO's water (or as much as they want to claim).


You should see the "hoops" I need to jump through to set up dewatering systems when buiding underground structures.

F-in nightmare!

alkemical
04-27-2011, 11:26 AM
You should see the "hoops" I need to jump through to set up dewatering systems when buiding underground structures.

F-in nightmare!

Are any of the water rights claims valid (let's say for people "downhill" in CO itself)?

TailgateNut
04-27-2011, 11:31 AM
Are any of the water rights claims valid (let's say for people "downhill" in CO itself)?

Please clarify your question.

2KBack
04-27-2011, 11:35 AM
Well, that's something I am looking into with possibly moving back to CO. I started hearing about the water ownership rights, and people "downhill" of you have a claim to water on your property. So you wouldn't be able to store/collect/irrigate (if i'm correct) - without the proper clearance (if at all).

I don't think people in AZ and NV should get CO's water (or as much as they want to claim).

I find the whole concept dizzying. So it is regulated then so that people "downhill" have more freedom collect? I could see how that would be annoying...I would see water as kind of an equal opportunity resource.

At the same time, it doesn't really sound like AZ stealing water from CO, just someone saying don't use up all the water before it gets here.

alkemical
04-27-2011, 11:38 AM
I find the whole concept dizzying. So it is regulated then so that people "downhill" have more freedom collect? I could see how that would be annoying...I would see water as kind of an equal opportunity resource.

At the same time, it doesn't really sound like AZ stealing water from CO, just someone saying don't use up all the water before it gets here.

http://www.scpr.org/news/2010/11/29/earmarks-helped-arizona-claim-colorado-river-water/

Earmarks helped Arizona claim Colorado River water

http://www.waterinfo.org/rights.html

Colorado Water Rights


Well, it is partly that way - but it also means that people who live unsustainably are leaching this resource.

NUB
04-27-2011, 11:41 AM
Definitely an education bubble in the works. After a lot of lobbying the government guaranteed basically everyone gets their money at the expense of the 18-year old kid. In return, since damn near anyone can get a mega loan for education, the schools realized they could totally get free money so they just jacked the prices up. Money money money, baby.

Tombstone RJ
04-27-2011, 12:51 PM
Definitely an education bubble in the works. After a lot of lobbying the government guaranteed basically everyone gets their money at the expense of the 18-year old kid. In return, since damn near anyone can get a mega loan for education, the schools realized they could totally get free money so they just jacked the prices up. Money money money, baby.

Higher education in the USA is big business. It's not about education anymore, it's about how much money your school can rake in at the student's expense.

It used to be that colleges provided a return on your investment, and that investment was not a whole lot of money (except for private schools and the Ivy League types, but even so, if you could afford those schools then once you graduated you got a heck of a good job). The student (or the student's family) paid the school $5k-$10k and in return that student got gainful employment and a good wage.

Not now. Nope.

Now the student has to take out loans to the tune of thousands and thousands of dollars. Even in state tuition is prohibitive for middle class and lower middle class students. Schools are pricing themselves out of the market and soon it will only be the wealthy who can afford a higher education.

Colleges and Universities are broken. They ostracize the conservative and religious student base, they have systematically marginalized men with programs like Title 9, and they reward an ultra-liberal, ultra left wing agenda that zealously clings to antiquated ideas about what "higher education" should entail.

BLIND MOUTHS!

alkemical
04-28-2011, 12:42 PM
http://www.huffingtonpost.com/2011/04/26/rent-vs-buy_n_852779.html

Soaring Costs Force Some Renters To Choose Between Shelter And Food

NEW YORK -- Around 10 million American households -- or one in every four families that rent their homes -- could have to choose between paying rent, buying groceries or keeping current with bills, according to a report released Tuesday.

The number of households spending more than 50 percent of their income on rent and bills jumped by 2.6 million over the last decade, according to a Harvard Joint Center for Housing Studies report. Economists generally consider "affordable" rent to cost about 30 percent of a tenant's income.

When housing costs hit certain levels, many Americans are forced to choose between rent and food. "In real terms, it means more people have less money to spend on household necessities such as food, health care, or savings," Eric Belsky, director of the Harvard Joint Center for Housing Studies, said in the report. Households which spend 50 percent or more of their income on rent also spend almost 40 percent less on food and over 50 percent less on health care than households with more affordable rent.

“In the last decade, rental housing affordability problems went through the roof,” Belsky said in the report. “And these affordability problems are marching up the income scale," he added.

Already, rising rents mean the household budgets of working-class and middle-class families are under strain. Growing numbers of middle-income, and lower-middle-income renters are spending between 30 percent and 50 percent of their incomes on rent. And the report found that rents could start to soar as the recovery takes hold.

Belsky said that after a boom, the rental market took a brief hit during the recession. "Rental housing costs went up and up. There was a brief dip in 2009, now they've moved up again," he told The Huffington Post. Affordability could become such a problem, Belsky said, that even financially secure Americans could start to struggle to make rent.

Even before the recession, rent increases and growing bills outpaced many stagnant salaries. Now, with modest improvements in the job market, there is renewed upward pressure on rents. Many former homeowners who faced foreclosure are now looking to rent, and people who ordinarily would have bought homes are struggling with tighter mortgage lending, while others are waiting for home prices to sink even lower.
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Mortgage lending for apartment buildings -- the multifamily sector -- was severely hit during the financial crisis, and financing for the sector has dropped by $40 billion, according to the report.

Since 2008, the only refinancing for loans on apartment buildings has come from federally-backed sources: Fannie Mae, Freddie Mac and the Federal Housing Administration.

And for Americans with lower incomes, the availability of federally protected affordable housing is shrinking. The report found 700,000 affordable rental units had either been removed from federal programs or demolished since the mid 1990s, with very little new housing being offered at the lower end of the rent scale.

alkemical
04-28-2011, 01:05 PM
http://money.cnn.com/2011/04/27/news/companies/walmart_ceo_consumers_under_pressure/?section=money_latest

Wal-Mart: Our shoppers are 'running out of money'

NEW YORK (CNNMoney) -- Wal-Mart's core shoppers are running out of money much faster than a year ago due to rising gasoline prices, and the retail giant is worried, CEO Mike Duke said Wednesday.

"We're seeing core consumers under a lot of pressure," Duke said at an event in New York. "There's no doubt that rising fuel prices are having an impact."

Wal-Mart shoppers, many of whom live paycheck to paycheck, typically shop in bulk at the beginning of the month when their paychecks come in.

Lately, they're "running out of money" at a faster clip, he said.

"Purchases are really dropping off by the end of the month even more than last year," Duke said. "This end-of-month [purchases] cycle is growing to be a concern.
Wal-Mart brings guns back

Wal-Mart (WMT, Fortune 500), which averages 140 million shoppers weekly to its stores in the United States, is considered a barometer of the health of the consumer and the economy.

To that end, Duke said he's not seeing signs of a recovery yet.

With food prices rising, Duke said Wal-Mart is charging customers more for some fresh groceries while reducing prices on other merchandise such as electronics.

Wal-Mart has struggled with seven straight quarters of sales declines in its stores.

Addressing that challenge, Duke said the company made mistakes by shrinking product variety and not being more aggressive on prices compared to its competitors.
Wal-Mart's ready to do battle on prices

"What's made Wal-Mart great over the decades is 'every day low prices' and our [product] assortment," he said. "We got away from it."

Now, with its strategy of low prices all the time back in place, Duke said making Wal-Mart a "one-stop shopping stop" is a critical response to dealing with the rising price of fuel.

Americans don't have the luxury of driving all over town to do their shopping.

Other than competing on prices and products, Duke said Wal-Mart is focused on leveraging technology -- especially social networking -- more aggressively to drive sales.

"Social networking is much more a part of the purchasing decision," he said. "Consumers are communicating with each other on Facebook about how they spend their money and what they're buying."

Elsewhere, Duke said Wal-Mart is exploring a number of e-commerce initiatives to grow the business such as testing an online groceries delivery business in San Jose. To top of page