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View Full Version : The Great Health Insurance Sell-Out


Rohirrim
11-20-2009, 07:28 AM
Don't say nobody ever told you. I knew from the start that what would come from all of this political blather is a gravy train for big insurance and big pharma, and that's exactly what we are getting. And all you tea baggers keep squealing at the government while big business sticks it to you from behind. Rubes! Ha!


But even the House's shrunken and costly little public option is too much for private insurers, Big Pharma, Republicans, and "centrists" in the Senate. So Harry Reid has proposed an even tinier public option, which states can decide not to offer their citizens. According to the CBO, it would attract no more than 4 million Americans.

It's a token public option, an ersatz public option, a fleeting gesture toward the idea of a public option, so small and desiccated as to be barely worth mentioning except for the fact that it still (gasp) contains the word "public."

And yet Joe Lieberman and Ben Nelson mumble darkly that they may not even vote to allow debate on the floor of the Senate about the bill if it contains this paltry public option. And Republicans predict a "holy war."

But what more can possibly be compromised? Take away the word "public?" Make it available to only twelve people?

Our private, for-profit health insurance system, designed to fatten the profits of private health insurers and Big Pharma, is about to be turned over to ... our private, for-profit health care system. Except that now private health insurers and Big Pharma will be getting some 30 million additional customers, paid for by the rest of us.

Upbeat policy wonks and political spinners who tend to see only portions of cups that are full will point out some good things: no pre-existing conditions, insurance exchanges, 30 million more Americans covered. But in reality, the cup is 90 percent empty. Most of us will remain stuck with little or no choice -- dependent on private insurers who care only about the bottom line, who deny our claims, who charge us more and more for co-payments and deductibles, who bury us in forms, who don't take our calls.
http://www.huffingtonpost.com/robert-reich/the-ersatz-public-option_b_364396.html

Garcia Bronco
11-20-2009, 07:39 AM
They are not getting 30 million more customers. There are only 10 million legit uninsured in this country. 30 or so of the "40 million" can get insurance now but opt not to do so.

frerottenextelway
11-20-2009, 09:52 AM
It's a token public option, an ersatz public option, a fleeting gesture toward the idea of a public option, so small and desiccated as to be barely worth mentioning except for the fact that it still (gasp) contains the word "public."

That's not really true. I'm not sure how the Senate Bill works yet, but the House Bill lets the HHS expand it in 2015 with an estimated 15 million involved then. Even if the Senate Bill doesn't have a simliar clause (which I think it does, but am not sure), if it is successful the option will be available to more down the road, such as those in mid-size and large-sized companies who wouldn't be able to choose it at the start.

OTOH, if there isn't that "token" public option, then there is nothing to expand in 2015 or whatever because you can't expand what wouldn't exist.

frerottenextelway
11-20-2009, 09:53 AM
Oh, and yeah, Pharma has been bought off in this process.