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Pony Boy
02-01-2013, 10:46 AM
IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

(CNSNews.com) – In a final regulation issued Wednesday, the Internal Revenue Service (IRS) assumed that under Obamacare the cheapest health insurance plan available in 2016 for a family will cost $20,000 for the year.

Under Obamacare, Americans will be required to buy health insurance or pay a penalty to the IRS.

The IRS's assumption that the cheapest plan for a family will cost $20,000 per year is found in examples the IRS gives to help people understand how to calculate the penalty they will need to pay the government if they do not buy a mandated health plan.

The examples point to families of four and families of five, both of which the IRS expects in its assumptions to pay a minimum of $20,000 per year for a bronze plan.

“The annual national average bronze plan premium for a family of 5 (2 adults, 3 children) is $20,000,” the regulation says.

Bronze will be the lowest tier health-insurance plan available under Obamacare--after Silver, Gold, and Platinum. Under the law, the penalty for not buying health insurance is supposed to be capped at either the annual average Bronze premium, 2.5 percent of taxable income, or $2,085.00 per family in 2016.

http://cnsnews.com/news/article/irs-cheapest-obamacare-plan-will-be-20000-family

peacepipe
02-01-2013, 11:14 AM
SHOCKING!!! A right-wing website posting a anti-obamacare article.

Google it & you'll find a long list of right-wing/tabloid/nutjob websites.

ant1999e
02-01-2013, 11:20 AM
What part of that article was anti-obamacare?

ant1999e
02-01-2013, 11:24 AM
To your edit, what part is anti??? These are the IRS' numbers. Maybe the IRS is is anti-obamacare. Hell, maybe obamacare is anti-obamacare. The Obama's arent going to use Obamacare, maybe they're anti-obamacare.

peacepipe
02-01-2013, 11:24 AM
What part of that article was anti-obamacare?

Lol the entire site is an anti-obama. So far the only sites pushing this,are site like wnd,drudge,etc. All have some major credibility issues.

Pony Boy
02-01-2013, 11:29 AM
SHOCKING!!! A right-wing website posting a anti-obamacare article.

Google it & you'll find a long list of right-wing/tabloid/nutjob websites.

This is from a Forbes article dated 7/3/12 that has the same figures for 2016.

Then, there is the amount of the tax. In 2014 the initial levy will be just $95. By 2016, it is scheduled to increase to $695 or 2.5 percent of taxable income—up to a maximum of $2,085 (indexed for inflation in subsequent years). It will increase, that is, if Congress does not slow the phase-in. And I’ve got a funny feeling about that.

http://www.forbes.com/sites/beltway/2012/07/03/some-tax-few-will-face-obamacare-uninsured-penalty-and-irs-hamstrung-to-collect/

ant1999e
02-01-2013, 11:31 AM
Lol the entire site is an anti-obama. So far the only sites pushing this,are site like wnd,drudge,etc. All have some major credibility issues.

So you think those numbers are bullshyt? Do you believe those costs are too high? Are they unaffordable?

Rohirrim
02-01-2013, 11:47 AM
The only solution? Medicare for all. We'll just **** around for years until everybody wakes up to that fact. I wonder how long it will take?

Arkie
02-01-2013, 11:48 AM
IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

(CNSNews.com) – In a final regulation issued Wednesday, the Internal Revenue Service (IRS) assumed that under Obamacare the cheapest health insurance plan available in 2016 for a family will cost $20,000 for the year.

Under Obamacare, Americans will be required to buy health insurance or pay a penalty to the IRS.

The IRS's assumption that the cheapest plan for a family will cost $20,000 per year is found in examples the IRS gives to help people understand how to calculate the penalty they will need to pay the government if they do not buy a mandated health plan.

The examples point to families of four and families of five, both of which the IRS expects in its assumptions to pay a minimum of $20,000 per year for a bronze plan.

“The annual national average bronze plan premium for a family of 5 (2 adults, 3 children) is $20,000,” the regulation says.

Bronze will be the lowest tier health-insurance plan available under Obamacare--after Silver, Gold, and Platinum. Under the law, the penalty for not buying health insurance is supposed to be capped at either the annual average Bronze premium, 2.5 percent of taxable income, or $2,085.00 per family in 2016.

http://cnsnews.com/news/article/irs-cheapest-obamacare-plan-will-be-20000-family

How much is the penalty?

peacepipe
02-01-2013, 11:56 AM
The only solution? Medicare for all. We'll just **** around for years until everybody wakes up to that fact. I wonder how long it will take?

We'll get there eventually,if I had to guess, sometime in the next ten yrs.

Pony Boy
02-01-2013, 12:04 PM
We'll get there eventually,if I had to guess, sometime in the next ten yrs.

But remember Obama promised that "if you like your current healthcare plan, you can keep it" and if you like your current Doctor, you can keep seeing him or her.

Guess what, if you employer decides he doesn't like you current health care plan or Doctor you won't be able to keep either one.

Pony Boy
02-01-2013, 12:13 PM
How much is the penalty?

2.5% of your taxable income, so most families without healthcare coverage through their employer will opt to pay the penalty and not take the bronze care plan. Therefore it's nothing more than a 2.5% tax increase on the middle class.

The good news is that the IRS will be adding 40,000 new IRS agent jobs and the benefits are excellent.

Rohirrim
02-01-2013, 12:16 PM
But remember Obama promised that "if you like your current healthcare plan, you can keep it" and if you like your current Doctor, you can keep seeing him or her.

Guess what, if you employer decides he doesn't like you current health care plan or Doctor you won't be able to keep either one.

Imagine if your employer had nothing to do with your healthcare?

What a revolutionary concept.

peacepipe
02-01-2013, 12:18 PM
But remember Obama promised that "if you like your current healthcare plan, you can keep it" and if you like your current Doctor, you can keep seeing him or her.

Guess what, if you employer decides he doesn't like you current health care plan or Doctor you won't be able to keep either one.
Eitherway ,in ten yrs, we'll have Medicare for all.

Pony Boy
02-01-2013, 01:26 PM
Eitherway ,in ten yrs, we'll have Medicare for all.

Ask someone how hard it is to get a doctors appointment if you are on Medicare or better yet pick any doctor out of the phone book and call them to make an appointment.

The first question they will ask is what insurance coverage do you have, if you say none, they will tell you the doctor is not taking any new patients at this time.

If you say Medicare they will tell you the first opening will be in six months to a year.

I you have excellent insurance, you will get in the next day and it's perfectly legal for them to do this.

Requiem
02-01-2013, 01:29 PM
I highly doubt that people (in most cases) who are dependent on Medicare have to wait sixth months to a year before seeing a doctor.

peacepipe
02-01-2013, 01:37 PM
Ask someone how hard it is to get a doctors appointment if you are on Medicare or better yet pick any doctor out of the phone book and call them to make an appointment.

The first question they will ask is what insurance coverage do you have, if you say none, they will tell you the doctor is not taking any new patients at this time.

If you say Medicare they will tell you the first opening will be in six months to a year.

I you have excellent insurance, you will get in the next day and it's perfectly legal for them to do this.

BS,my mom is on Medicare & has no problem at all with getting an appointment when she wants to see her doctor. And get this she gets to pick the doctor that she wants to go to.

peacepipe
02-01-2013, 01:38 PM
I highly doubt that people (in most cases) who are dependent on Medicare have to wait sixth months to a year before seeing a doctor.

They don't,pb is just making **** up as he goes along.

Requiem
02-01-2013, 01:44 PM
They don't,pb is just making **** up as he goes along.

Surprise, surprise. Hilarious!

Pony Boy
02-01-2013, 02:34 PM
BS,my mom is on Medicare & has no problem at all with getting an appointment when she wants to see her doctor. And get this she gets to pick the doctor that she wants to go to.

More physicians refusing to take new Medicare patients

http://www.wral.com/news/local/story/8177988/


The payment from Medicare for our services is less than it costs us to provide those services,”

As the first baby boomers turn 65, more Americans than ever will be turning to Medicare for insurance only to face the prospect of being turned away by providers.

In fact, more and more practices are considering completely disenrolling from the Medicare system. Though Medicare laws are designed to discourage physician nonparticipation, it is legal for providers to withdraw.

http://www.poweryourpractice.com/should-you-accept-new-medicare-patients/

cutthemdown
02-01-2013, 04:03 PM
Pony at some point the govt will need to get creative to entice young medical students to become GP's. Right now its not enough money to really be the goal of most medical students. They are specializing to make the big bucks.

maybe we could grow the ranks by giving general practitioners some sort of tax break?

That would maybe shift more medical students to choose being a family doctor.

cutthemdown
02-01-2013, 04:09 PM
At some point repubs will have to just admit we are stuck with Obamacare. Now we have to try and fix the things it really ****s up. The family doctor shortage started way before Obamacare but it gets worst because of it. Something will have to be done.

cutthemdown
02-01-2013, 04:12 PM
BS,my mom is on Medicare & has no problem at all with getting an appointment when she wants to see her doctor. And get this she gets to pick the doctor that she wants to go to.

My mom luckily not having a problem either. I think he is talking about new patients. Hopefully most of us already have a family doctor that cares about you. You're lucky you don't have to worry about your mom, I am also.

Pony Boy
02-01-2013, 05:12 PM
My mom luckily not having a problem either. I think he is talking about new patients. Hopefully most of us already have a family doctor that cares about you. You're lucky you don't have to worry about your mom, I am also.

I live in an area where a lot of the residents are retired most are on fixed incomes and are dependent upon Medicare. I hear them ripping on Medicare unless they have purchased a good Medicare supplement package to fill the gaps.

The problem with Medicare and Medicaid is they dictate to the Doctors what they are going to pay for medical procedures and it sometimes doesn't even cover the cost.

Doctors also have to run several unnecessary tests just to cover their ass and Medicare will not pay for these tests. An easy fix to the Medicare problem would be to put all members of Congress on Medicare or better yet give everyone on Medicare the same health care package they have.

I'm lucky, I'm retired with awesome health care that will fill in the gaps when I'm required to sign up for Medicare.

elsid13
02-01-2013, 05:24 PM
I live in an area where a lot of the residents are retired most are on fixed incomes and are dependent upon Medicare. I hear them ripping on Medicare unless they have purchased a good Medicare supplement package to fill the gaps.

The problem with Medicare and Medicaid is they dictate to the Doctors what they are going to pay for medical procedures and it sometimes doesn't even cover the cost.

Doctors also have to run several unnecessary tests just to cover their ass and Medicare will not pay for these tests. An easy fix to the Medicare problem would be to put all members of Congress on Medicare or better yet give everyone on Medicare the same health care package they have.

I'm lucky, I'm retired with awesome health care that will fill in the gaps when I'm required to sign up for Medicare.

If remember correctly, you also live in area that regionalized it's medical care because of the lack of doctors. Correct? The problem isn't medicare/medicad but lack of doctors.

peacepipe
02-01-2013, 05:30 PM
If remember correctly, you also live in area that regionalized it's medical care because of the lack of doctors. Correct? The problem isn't medicare/medicad but lack of doctors.

If there are patients waiting long,are they on Medicare or Medicare advantage?

Pony Boy
02-01-2013, 05:49 PM
If remember correctly, you also live in area that regionalized it's medical care because of the lack of doctors. Correct? The problem isn't medicare/medicad but lack of doctors.

I live on a beautiful lake on the edge of the Ozarks, where there a lot of retired baby boomers. There are plenty of Doctors in the area but if you are dependent solely on Medicare and without a Medicare supplement it's difficult to get quality care.

Pony Boy
02-01-2013, 05:58 PM
If there are patients waiting long,are they on Medicare or Medicare advantage?

It's not that there is a doctor shortage or that they would actually have to wait.

They say "the doctor is not taking any new patients at this time" or "we can schedule you in 6 months", knowing that no one will wait six months. What they are really saying is we don't want you as a patient unless you have excellent insurance. They do not want to go to battle with Medicare to get paid.

Pony Boy
02-01-2013, 06:06 PM
Forbes
How Obamacare's $716 Billion in Cuts Will Drive Doctors Out of Medicare

There are 600,000 physicians in America who care for the 48 million seniors on Medicare. Of the $716 billion that the Affordable Care Act cuts from the program over the next ten years, the largest chunk—$415 billion—comes from slashing Medicare’s reimbursement rates to hospitals, nursing homes, and doctors. This significant reduction in fees is driving many doctors to stop accepting new Medicare patients, making it harder for seniors to gain access to needed care. Here are a few of their stories.

http://www.forbes.com/sites/aroy/2012/08/20/how-obamacares-716-billion-in-cuts-will-drive-doctors-out-of-medicare/

The Lone Bolt
02-01-2013, 06:32 PM
IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

(CNSNews.com) – In a final regulation issued Wednesday, the Internal Revenue Service (IRS) assumed that under Obamacare the cheapest health insurance plan available in 2016 for a family will cost $20,000 for the year.

Under Obamacare, Americans will be required to buy health insurance or pay a penalty to the IRS.

The IRS's assumption that the cheapest plan for a family will cost $20,000 per year is found in examples the IRS gives to help people understand how to calculate the penalty they will need to pay the government if they do not buy a mandated health plan.

The examples point to families of four and families of five, both of which the IRS expects in its assumptions to pay a minimum of $20,000 per year for a bronze plan.

“The annual national average bronze plan premium for a family of 5 (2 adults, 3 children) is $20,000,” the regulation says.

Bronze will be the lowest tier health-insurance plan available under Obamacare--after Silver, Gold, and Platinum. Under the law, the penalty for not buying health insurance is supposed to be capped at either the annual average Bronze premium, 2.5 percent of taxable income, or $2,085.00 per family in 2016.

http://cnsnews.com/news/article/irs-cheapest-obamacare-plan-will-be-20000-family

Well I've looked over the source document by the IRS and while it's very technical and a difficult read, it doesn't appear IMO to be making any kind of prediction of what premiums will cost under the ACA. I don't know where they got those numbers but they appear to be for illustrative purposes only.

errand
02-05-2013, 06:30 PM
SHOCKING!!! A right-wing website posting a anti-obamacare article.

Google it & you'll find a long list of right-wing/tabloid/nutjob websites.

The IRS is the source of the information......2x2=4 is the truth regardless of who says it correct?

The CBO has stated that over 7 million Americans will lose their healthcare coverage when their employers find it more profitable to just pay the fine instead of their portion of their employees health care insurance.

errand
02-05-2013, 06:36 PM
How much is the penalty?

Under the law, the penalty for not buying health insurance is supposed to be capped at either the annual average Bronze premium, 2.5 percent of taxable income, or $2,085.00 per family in 2016.

So basically if you can't afford Obamacare, you'll have to pay a fine.....


What's so hilarious is half the nimrods who voted for this socialist president have no clue as to what the hell they just did to themselves.

errand
02-05-2013, 06:45 PM
But remember Obama promised that "if you like your current healthcare plan, you can keep it" and if you like your current Doctor, you can keep seeing him or her.

Guess what, if you employer decides he doesn't like you current health care plan or Doctor you won't be able to keep either one.

This is exactly what Obama is hoping for.....that businesses will say "Screw it, why pay for our employee's healthcare when it's less expensive to pay the penalty"

this will drive those employees previously covered by their employer to go on the government dole.....forcing a single payer system.

Once that happens the government can then control your life because practically everything you do is health related......your job, your lifestyle, your recreational activities, your diet, etc.

The big problem is that your healthcare will be part of the national budget, which means it can be cut, reduced on a whim. For all you liberals who voted for this kind of ****...keep in mind the day will come when the Dems aren't in power...and then the Republicans will be in charge of your healthcare. Then what the **** are you gonna do?

Like they say, careful what you wish for....

errand
02-05-2013, 06:49 PM
Imagine if your employer had nothing to do with your healthcare?

What a revolutionary concept.

Imagine when your government has everything to do with your healthcare....it becomes part of the budget, which means when they argue over funding for the schools, or funding green energy projects, etc....they will also be arguing over what and who will and won't be covered.

errand
02-05-2013, 06:55 PM
Pony at some point the govt will need to get creative to entice young medical students to become GP's. Right now its not enough money to really be the goal of most medical students. They are specializing to make the big bucks.

maybe we could grow the ranks by giving general practitioners some sort of tax break?

That would maybe shift more medical students to choose being a family doctor.

Won't happen...they'll weigh whether potential earnings will be more than their medical school expenses....and when the government takes over the healthcare system, they will limit what a doctor can earn, which will mean there will be fewer doctors as they pursue other careers where the government doesn't limit their earnings.

errand
02-05-2013, 06:58 PM
The problem isn't medicare/medicad but lack of doctors.

Medicare and Medicaid limiting what doctors are paid for services rendered is what is causing the shortage of doctors......

errand
02-05-2013, 07:02 PM
Here it is explained in one long sentence -

<iframe width="640" height="360" src="http://www.youtube.com/embed/vdnY8r7_fLw?feature=player_detailpage" frameborder="0" allowfullscreen></iframe>

Blart
02-06-2013, 11:01 AM
If you really want to understand the ACA, put away the spin, turn off Rush, and read the data.

http://www.cbo.gov/sites/default/files/cbofiles/attachments/43900_ACAInsuranceCoverageEffects.pdf

27 million Americans insured for the first time. Period.


http://www.cbo.gov/sites/default/files/cbofiles/attachments/43472-07-24-2012-CoverageEstimates.pdf

Deficit reduction of 109 billion. Period.


Now you may return to your oil-tycoon-funded media.

Blart
02-06-2013, 11:31 AM
IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family

http://cnsnews.com/news/article/irs-cheapest-obamacare-plan-will-be-20000-family

This message brought to you by Exxon Mobil.

(CNS (http://www.sourcewatch.org/index.php?title=Cybercast_News_Service) is a subsidary of Media Research Center (http://www.sourcewatch.org/index.php/Media_Research_Center), directly funded by Exxon, Scaife foundations, and other plutocrats & corporations)

This is from a Forbes article dated 7/3/12 that has the same figures for 2016.

Then, there is the amount of the tax. In 2014 the initial levy will be just $95. By 2016, it is scheduled to increase to $695 or 2.5 percent of taxable income—up to a maximum of $2,085 (indexed for inflation in subsequent years). It will increase, that is, if Congress does not slow the phase-in. And I’ve got a funny feeling about that.

http://www.forbes.com/sites/beltway/2012/07/03/some-tax-few-will-face-obamacare-uninsured-penalty-and-irs-hamstrung-to-collect/

This message brought to you by Koch Industries & Walmart.

(Written by Avik Roy, senior fellow at the Manhattan Institute (http://en.wikipedia.org/wiki/Manhattan_Institute_for_Policy_Research#Funding_so urces), which is directly funded by Koch Industries, Exxon, Chase Bank, Cigna, etc.)

BroncoBeavis
02-06-2013, 11:45 AM
http://www.cbo.gov/sites/default/files/cbofiles/attachments/43472-07-24-2012-CoverageEstimates.pdf

Deficit reduction of 109 billion. Period.

No. CBO only counts some costs, but ignores most of them.

Tell 'im Fed. Knock this one down for me. LOL

cutthemdown
02-06-2013, 01:56 PM
Imagine when your government has everything to do with your healthcare....it becomes part of the budget, which means when they argue over funding for the schools, or funding green energy projects, etc....they will also be arguing over what and who will and won't be covered.

Meanwhile they will all have great healthcare on a different system.

txtebow
02-08-2013, 06:30 PM
The only solution? Medicare for all. We'll just **** around for years until everybody wakes up to that fact. I wonder how long it will take?

I concur! :thumbsup:

txtebow
02-08-2013, 06:41 PM
Won't happen...they'll weigh whether potential earnings will be more than their medical school expenses....and when the government takes over the healthcare system, they will limit what a doctor can earn, which will mean there will be fewer doctors as they pursue other careers where the government doesn't limit their earnings.


Or what the USA could do is push more medications to a behind the counter, but doesn't require a RX and allow PHARMACISTS to be an entry point into the healthcare system thereby decreasing costs in the millions of dollars......if you travel overseas you'll often see that this model already takes place...

nyuk nyuk
02-09-2013, 08:58 AM
The only solution? Medicare for all. We'll just **** around for years until everybody wakes up to that fact. I wonder how long it will take?

The only solution is MORE? How does an unreasonable burden on families translate to "need MORE"?

nyuk nyuk
02-09-2013, 09:02 AM
This message brought to you by Exxon Mobil.

(CNS (http://www.sourcewatch.org/index.php?title=Cybercast_News_Service) is a subsidary of Media Research Center (http://www.sourcewatch.org/index.php/Media_Research_Center), directly funded by Exxon, Scaife foundations, and other plutocrats & corporations)



This message brought to you by Koch Industries & Walmart.

(Written by Avik Roy, senior fellow at the Manhattan Institute (http://en.wikipedia.org/wiki/Manhattan_Institute_for_Policy_Research#Funding_so urces), which is directly funded by Koch Industries, Exxon, Chase Bank, Cigna, etc.)

Guilt by association/poisoning the well.

Nobody here has addressed the IRS figures given.

Indeed, the beginning of the article has a direct link to the IRS document. The figures mentioned come from page 56 of that document.

So.... ?

Anyone?

nyuk nyuk
02-09-2013, 09:05 AM
Here it is explained in one long sentence -

<iframe width="640" height="360" src="http://www.youtube.com/embed/vdnY8r7_fLw?feature=player_detailpage" frameborder="0" allowfullscreen></iframe>

Now that is funny.

errand
02-09-2013, 11:20 AM
Meanwhile they will all have great healthcare on a different system.

Exactly.....those making the laws always seem to exempt themselves from having to obey them

nyuk nyuk
02-10-2013, 11:42 AM
How much is the penalty?

You have to wonder if this is some cloaked money making scheme. They can loot the tax returns of people who can't afford this garbage.

The Lone Bolt
02-10-2013, 12:14 PM
Guilt by association/poisoning the well.

Nobody here has addressed the IRS figures given.

Indeed, the beginning of the article has a direct link to the IRS document. The figures mentioned come from page 56 of that document.

So.... ?

Anyone?

I have. The IRS appears to be using those figures for illustrative purposes only. Nowhere do they inidcate that there is any evidence that premiums for a family of 4 will cost 20K under the ACA. That number doesn't appear to be any kind of attempt at projecting premiums.

If it is, where does it say so and what do they base the numbers on?